IFSC Code of Axis Bank, Electronic Complex ,Salt Lake Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, ELECTRONIC COMPLEX ,SALT LAKE branch in BIDHANNAGAR. The 11-digit IFSC UTIB0000319 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the ELECTRONIC COMPLEX ,SALT LAKE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – ELECTRONIC COMPLEX ,SALT LAKE is UTIB0000319. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000319 map to this branch in BIDHANNAGAR, WEST BENGAL.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Electronic Complex ,Salt Lake branch in Bidhannagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0000319.

About the Electronic Complex ,Salt Lake branch

The Electronic Complex ,Salt Lake branch of Axis Bank is situated at PLOT NO. XI-16,BLOCK EP & GP,SECTOR-V SALT LAKE CITY,NORTH 24 PARGANAS. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000319 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ELECTRONIC COMPLEX ,SALT LAKE branch came to be assigned the code UTIB0000319.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000319, money simply cannot be routed to the ELECTRONIC COMPLEX ,SALT LAKE branch electronically.

How to transfer money using IFSC UTIB0000319

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000319 across all three.

NEFT to Axis Bank, ELECTRONIC COMPLEX ,SALT LAKE using IFSC UTIB0000319

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000319, and confirm that the system picks up Axis Bank – ELECTRONIC COMPLEX ,SALT LAKE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ELECTRONIC COMPLEX ,SALT LAKE

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ELECTRONIC COMPLEX ,SALT LAKE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000319 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – ELECTRONIC COMPLEX ,SALT LAKE, use IMPS. With IFSC UTIB0000319 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Electronic Complex ,Salt Lake

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0000319:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ELECTRONIC COMPLEX ,SALT LAKE is still linked to IFSC UTIB0000319.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ELECTRONIC COMPLEX ,SALT LAKE branch, the IFSC UTIB0000319 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Electronic Complex ,Salt Lake branch

Once you have an account at Axis Bank – ELECTRONIC COMPLEX ,SALT LAKE, the IFSC UTIB0000319 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Electronic Complex ,Salt Lake branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0000319

MICR & cheque-truncation details

Cheques drawn on the Electronic Complex ,Salt Lake branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000319 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0000319

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the ELECTRONIC COMPLEX ,SALT LAKE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000319 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ELECTRONIC COMPLEX ,SALT LAKE:

• The IFSC is exactly UTIB0000319 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and ELECTRONIC COMPLEX ,SALT LAKE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Electronic Complex ,Salt Lake branch

The branch is located at PLOT NO. XI-16,BLOCK EP & GP,SECTOR-V SALT LAKE CITY,NORTH 24 PARGANAS, which puts it inside Bidhannagar, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Electronic Complex ,Salt Lake branch” — the verified location pin for IFSC UTIB0000319 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000319 and your account number.

Verifying IFSC UTIB0000319 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0000319 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Electronic Complex ,Salt Lake branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0000319, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0000319 is the IFSC code of Axis Bank, ELECTRONIC COMPLEX ,SALT LAKE branch, in BIDHANNAGAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.