IFSC Code of Axis Bank, Manjara Mahila Urban Coop Bidar Branch, Karnataka

If you are searching for the IFSC code of Axis Bank, MANJARA MAHILA URBAN COOP BIDAR branch in BIDAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SMMUCB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MANJARA MAHILA URBAN COOP BIDAR branch, and detailed step-by-step guides for using the IFSC UTIB0SMMUCB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's MANJARA MAHILA URBAN COOP BIDAR branch, the IFSC UTIB0SMMUCB breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SMMUCB identifies this particular branch.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Manjara Mahila Urban Coop Bidar branch in Bidar, Karnataka is part of this network and uses the IFSC code UTIB0SMMUCB for all electronic settlement.

About the Manjara Mahila Urban Coop Bidar branch

The Manjara Mahila Urban Coop Bidar branch of Axis Bank is situated at 91512 A BALDALE COMPLEX KEB ROAD BIDAR 585401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SMMUCB is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MANJARA MAHILA URBAN COOP BIDAR branch came to be assigned the code UTIB0SMMUCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SMMUCB, money simply cannot be routed to the MANJARA MAHILA URBAN COOP BIDAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Manjara Mahila Urban Coop Bidar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SMMUCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0SMMUCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SMMUCB across all three.

How to use IFSC UTIB0SMMUCB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MANJARA MAHILA URBAN COOP BIDAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SMMUCB.
4. Confirm the bank name auto-populates as Axis Bank and the branch as MANJARA MAHILA URBAN COOP BIDAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MANJARA MAHILA URBAN COOP BIDAR

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MANJARA MAHILA URBAN COOP BIDAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SMMUCB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – MANJARA MAHILA URBAN COOP BIDAR, use IMPS. With IFSC UTIB0SMMUCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Manjara Mahila Urban Coop Bidar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SMMUCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MANJARA MAHILA URBAN COOP BIDAR is still linked to IFSC UTIB0SMMUCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SMMUCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MANJARA MAHILA URBAN COOP BIDAR is still mapped to IFSC UTIB0SMMUCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SMMUCB and the beneficiary's account number to complete the transfer.

Account types you can open at the Manjara Mahila Urban Coop Bidar branch

Once you have an account at Axis Bank – MANJARA MAHILA URBAN COOP BIDAR, the IFSC UTIB0SMMUCB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Manjara Mahila Urban Coop Bidar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8482-228961.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SMMUCB

Online banking and IFSC UTIB0SMMUCB

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MANJARA MAHILA URBAN COOP BIDAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SMMUCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Manjara Mahila Urban Coop Bidar branch

The branch is located at 91512 A BALDALE COMPLEX KEB ROAD BIDAR 585401, which puts it inside Bidar, the broader Bidar district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Manjara Mahila Urban Coop Bidar branch” — the verified location pin for IFSC UTIB0SMMUCB should appear at the top of the results.
2. Confirm the branch is open by calling 8482-228961 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SMMUCB and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MANJARA MAHILA URBAN COOP BIDAR:

• The IFSC is exactly UTIB0SMMUCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and MANJARA MAHILA URBAN COOP BIDAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Manjara Mahila Urban Coop Bidar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SMMUCB continue to work without interruption.

Verifying IFSC UTIB0SMMUCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SMMUCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8482-228961.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SMMUCB is the IFSC code of Axis Bank, MANJARA MAHILA URBAN COOP BIDAR branch, in BIDAR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.