This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SAILASHREE VIHAR branch in BHUBANESWAR. The 11-digit IFSC UTIB0004444 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SAILASHREE VIHAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SAILASHREE VIHAR branch, the IFSC UTIB0004444 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004444 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sailashree Vihar |
| IFSC Code | UTIB0004444 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR , UNIT NO-41, CHANDRASEKHARPUR, PS- 23, PLOT NO- 231/2012,BHUBANESWAR, SAILASHREE VIHAR KHURDA 751016 |
| City | Bhubaneswar |
| District | Khurda |
| State | Odisha |
| STD Code | 674 |
| Phone | 999999999 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sailashree Vihar branch in Bhubaneswar, Odisha is part of this network and uses the IFSC code UTIB0004444 for all electronic settlement.
About the Sailashree Vihar branch
The Sailashree Vihar branch of Axis Bank is situated at GROUND FLOOR , UNIT NO-41, CHANDRASEKHARPUR, PS- 23, PLOT NO- 231/2012,BHUBANESWAR, SAILASHREE VIHAR KHURDA 751016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004444 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAILASHREE VIHAR of Axis Bank — its own 11-character IFSC. The code UTIB0004444 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004444 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004444
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004444 across all three.
How to use IFSC UTIB0004444 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SAILASHREE VIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004444.
- Confirm the bank name auto-populates as Axis Bank and the branch as SAILASHREE VIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAILASHREE VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SAILASHREE VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004444 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SAILASHREE VIHAR (IFSC UTIB0004444)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004444 in your mobile or internet banking app, and the money is credited to the SAILASHREE VIHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sailashree Vihar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004444:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAILASHREE VIHAR is still linked to IFSC UTIB0004444.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004444
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SAILASHREE VIHAR is still mapped to IFSC UTIB0004444. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004444 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sailashree Vihar branch
Once you have an account at Axis Bank – SAILASHREE VIHAR, the IFSC UTIB0004444 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sailashree Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 674-999999999.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004444
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004444 and the account number together uniquely identify the Sailashree Vihar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Sailashree Vihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004444 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0004444
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SAILASHREE VIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004444. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sailashree Vihar branch sits at GROUND FLOOR , UNIT NO-41, CHANDRASEKHARPUR, PS- 23, PLOT NO- 231/2012,BHUBANESWAR, SAILASHREE VIHAR KHURDA 751016. If you are travelling from outside Bhubaneswar, search for the branch on a maps application using the bank name and locality, or call 674-999999999 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004444 and your account number.
Verifying IFSC UTIB0004444 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004444 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 674-999999999.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sailashree Vihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004444, however, work 24x7.
Branch address & contact
Axis BankSailashree Vihar Branch
GROUND FLOOR , UNIT NO-41, CHANDRASEKHARPUR, PS- 23, PLOT NO- 231/2012,BHUBANESWAR, SAILASHREE VIHAR KHURDA 751016
Bhubaneswar, Odisha
Phone: 674-999999999
IFSC: UTIB0004444
Frequently asked questions
How do I add Axis Bank Sailashree Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004444, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004444 the same for all accounts at Sailashree Vihar branch?
Yes. The IFSC UTIB0004444 is shared by every account held at Axis Bank's Sailashree Vihar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0004444 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sailashree Vihar reflect within 30 minutes.
Does Axis Bank Sailashree Vihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 674-999999999 to confirm.
What is the IFSC code of Axis Bank Sailashree Vihar branch?
The IFSC code of Axis Bank, Sailashree Vihar branch is UTIB0004444. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0004444 valid for NEFT and RTGS?
Yes. IFSC UTIB0004444 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Sailashree Vihar branch?
You can reach the branch at 674-999999999 during regular banking hours.
Summary
The IFSC code UTIB0004444 belongs to Axis Bank's SAILASHREE VIHAR branch, located at GROUND FLOOR , UNIT NO-41, CHANDRASEKHARPUR, PS- 23, PLOT NO-… in BHUBANESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
