Use this page as a one-stop reference for everything related to Axis Bank's POHARIPUT branch in BHUBANESWAR, ODISHA. The branch's IFSC code UTIB0005443 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005443 is the IFSC of Axis Bank's POHARIPUT branch. The format is fixed: UTIB = bank code, 0 = reserved, 005443 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Pohariput |
| IFSC Code | UTIB0005443 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD, GROUND FLOOR, MIG 158, ANANTA VIHAR, POKHARIPUT, BHUBANESWAR |
| City | Bhubaneswar |
| District | Khordha |
| State | Odisha |
| STD Code | 674 |
| Phone | 9861413049 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Pohariput branch in Bhubaneswar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005443.
About this branch
The branch is located at AXIS BANK LTD, GROUND FLOOR, MIG 158, ANANTA VIHAR, POKHARIPUT, BHUBANESWAR. It serves the Bhubaneswar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005443 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including POHARIPUT of Axis Bank — its own 11-character IFSC. The code UTIB0005443 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005443 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005443
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005443 across all three.
How to use IFSC UTIB0005443 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's POHARIPUT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005443.
- Confirm the bank name auto-populates as Axis Bank and the branch as POHARIPUT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to POHARIPUT
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's POHARIPUT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005443 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – POHARIPUT, use IMPS. With IFSC UTIB0005443 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005443 for Axis Bank – POHARIPUT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005443 | Yes – UTIB0005443 | Yes – UTIB0005443 |
For most retail customers crediting the Pohariput branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005443
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – POHARIPUT is still mapped to IFSC UTIB0005443. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005443 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pohariput branch is mapped to IFSC UTIB0005443 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005443.
Products and services
Customers walking into the Pohariput branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005443
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005443 and the account number together uniquely identify the Pohariput branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005443
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the POHARIPUT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005443 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0005443
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – POHARIPUT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005443. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pohariput branch sits at AXIS BANK LTD, GROUND FLOOR, MIG 158, ANANTA VIHAR, POKHARIPUT, BHUBANESWAR. If you are travelling from outside Bhubaneswar, search for the branch on a maps application using the bank name and locality, or call 674-9861413049 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005443 and your account number.
Verifying IFSC UTIB0005443 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005443 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 674-9861413049.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pohariput branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005443, however, work 24x7.
Branch address & contact
Axis BankPohariput Branch
AXIS BANK LTD, GROUND FLOOR, MIG 158, ANANTA VIHAR, POKHARIPUT, BHUBANESWAR
Bhubaneswar, Odisha
Phone: 674-9861413049
IFSC: UTIB0005443
Frequently asked questions
What is the IFSC code of Axis Bank Pohariput branch?
The IFSC code of Axis Bank, Pohariput branch is UTIB0005443. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Pohariput branch located?
Axis Bank's Pohariput branch is located at AXIS BANK LTD, GROUND FLOOR, MIG 158, ANANTA VIHAR, POKHARIPUT, BHUBANESWAR, Bhubaneswar, Odisha.
Is IFSC UTIB0005443 valid for NEFT and RTGS?
Yes. IFSC UTIB0005443 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0005443 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005443 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005443 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Pohariput reflect within 30 minutes.
What is the phone number of Axis Bank Pohariput branch?
You can reach the branch at 674-9861413049 during regular banking hours.
Is IFSC UTIB0005443 the same for all accounts at Pohariput branch?
Yes. The IFSC UTIB0005443 is shared by every account held at Axis Bank's Pohariput branch. Only the account number changes from customer to customer.
Does Axis Bank Pohariput branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 674-9861413049 to confirm.
Summary
The IFSC code UTIB0005443 belongs to Axis Bank's POHARIPUT branch, located at AXIS BANK LTD, GROUND FLOOR, MIG 158, ANANTA VIHAR, POKHARIPUT, BHUBANESWAR in BHUBANESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
