If you are searching for the IFSC code of Axis Bank, PATEL NAGAR BHOPAL branch in BHOPAL, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0005907. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATEL NAGAR BHOPAL branch, and detailed step-by-step guides for using the IFSC UTIB0005907 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005907 is the IFSC of Axis Bank's PATEL NAGAR BHOPAL branch. The format is fixed: UTIB = bank code, 0 = reserved, 005907 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Patel Nagar Bhopal |
| IFSC Code | UTIB0005907 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 3 B2, SECTOR B, OPPOSITE AKANSHA MARRIAGE GARDEN, PATEL NAGAR |
| City | Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| STD Code | 755 |
| Phone | 9243234663 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Patel Nagar Bhopal branch in Bhopal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005907.
About this branch
The branch is located at GROUND FLOOR, PLOT NO 3 B2, SECTOR B, OPPOSITE AKANSHA MARRIAGE GARDEN, PATEL NAGAR. It serves the Bhopal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005907 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PATEL NAGAR BHOPAL branch came to be assigned the code UTIB0005907.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005907, money simply cannot be routed to the PATEL NAGAR BHOPAL branch electronically.
How to transfer money using IFSC UTIB0005907
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005907 across all three.
NEFT to Axis Bank, PATEL NAGAR BHOPAL using IFSC UTIB0005907
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005907, and confirm that the system picks up Axis Bank – PATEL NAGAR BHOPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PATEL NAGAR BHOPAL
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PATEL NAGAR BHOPAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005907 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank PATEL NAGAR BHOPAL (IFSC UTIB0005907)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005907 in your mobile or internet banking app, and the money is credited to the PATEL NAGAR BHOPAL branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Patel Nagar Bhopal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005907:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATEL NAGAR BHOPAL is still linked to IFSC UTIB0005907.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PATEL NAGAR BHOPAL branch, the IFSC UTIB0005907 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Patel Nagar Bhopal branch is mapped to IFSC UTIB0005907 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005907.
Banking services available
The Patel Nagar Bhopal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 755-9243234663.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005907
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005907 and the account number together uniquely identify the Patel Nagar Bhopal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005907
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PATEL NAGAR BHOPAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005907 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – PATEL NAGAR BHOPAL:
- The IFSC is exactly UTIB0005907 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and PATEL NAGAR BHOPAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Patel Nagar Bhopal branch
The branch is located at GROUND FLOOR, PLOT NO 3 B2, SECTOR B, OPPOSITE AKANSHA MARRIAGE GARDEN, PATEL NAGAR, which puts it inside Bhopal, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Patel Nagar Bhopal branch” — the verified location pin for IFSC UTIB0005907 should appear at the top of the results.
- Confirm the branch is open by calling 755-9243234663 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005907 and your account number.
Verifying IFSC UTIB0005907 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005907 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 755-9243234663.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Patel Nagar Bhopal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005907 continue to work without interruption.
Branch address & contact
Axis BankPatel Nagar Bhopal Branch
GROUND FLOOR, PLOT NO 3 B2, SECTOR B, OPPOSITE AKANSHA MARRIAGE GARDEN, PATEL NAGAR
Bhopal, Madhya Pradesh
Phone: 755-9243234663
IFSC: UTIB0005907
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Patel Nagar Bhopal branch but serve different purposes.
Can I use IFSC UTIB0005907 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005907 to send funds instantly.
Is IFSC UTIB0005907 the same for all accounts at Patel Nagar Bhopal branch?
Yes. The IFSC UTIB0005907 is shared by every account held at Axis Bank's Patel Nagar Bhopal branch. Only the account number changes from customer to customer.
Where is Axis Bank Patel Nagar Bhopal branch located?
Axis Bank's Patel Nagar Bhopal branch is located at GROUND FLOOR, PLOT NO 3 B2, SECTOR B, OPPOSITE AKANSHA MARRIAGE GARDEN, PATEL NAGAR, Bhopal, Madhya Pradesh.
Does Axis Bank Patel Nagar Bhopal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 755-9243234663 to confirm.
What is the IFSC code of Axis Bank Patel Nagar Bhopal branch?
The IFSC code of Axis Bank, Patel Nagar Bhopal branch is UTIB0005907. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0005907 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Patel Nagar Bhopal reflect within 30 minutes.
Final notes
To recap: UTIB0005907 is the IFSC code of Axis Bank, PATEL NAGAR BHOPAL branch, in BHOPAL, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
