If you are searching for the IFSC code of Axis Bank, SIWANI branch in BHIWANI, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0005054. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIWANI branch, and detailed step-by-step guides for using the IFSC UTIB0005054 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SIWANI is UTIB0005054. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005054 map to this branch in BHIWANI, HARYANA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Siwani branch in Bhiwani. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005054.
Siwani branch overview
Located at GROUND FLOOR AND MEZZANINE FLOOR, KHEWAT NO 680 1, KHASRA NO 937 395 188B 10B SIWANI TEHSIL SIWANI, the Siwani branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005054 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Siwani |
| IFSC Code | UTIB0005054 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND MEZZANINE FLOOR, KHEWAT NO 680 1, KHASRA NO 937 395 188B 10B SIWANI TEHSIL SIWANI |
| City | Bhiwani |
| District | Bhiwani |
| State | Haryana |
| STD Code | 1255 |
| Phone | 9996600402 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SIWANI branch came to be assigned the code UTIB0005054.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005054, money simply cannot be routed to the SIWANI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005054 and the account number together uniquely identify the Siwani branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005054
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005054 across all three.
How to use IFSC UTIB0005054 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SIWANI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005054.
- Confirm the bank name auto-populates as Axis Bank and the branch as SIWANI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SIWANI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SIWANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005054 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SIWANI, use IMPS. With IFSC UTIB0005054 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005054 for Axis Bank – SIWANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005054 | Yes – UTIB0005054 | Yes – UTIB0005054 |
For most retail customers crediting the Siwani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005054
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SIWANI is still mapped to IFSC UTIB0005054. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005054 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Siwani branch is mapped to IFSC UTIB0005054 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005054.
Banking services available
The Siwani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1255-9996600402.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005054
Digital banking channels
Most day-to-day work that customers used to do at the Siwani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005054 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Siwani branch
The branch is located at GROUND FLOOR AND MEZZANINE FLOOR, KHEWAT NO 680 1, KHASRA NO 937 395 188B 10B SIWANI TEHSIL SIWANI, which puts it inside Bhiwani, the broader Bhiwani district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Siwani branch” — the verified location pin for IFSC UTIB0005054 should appear at the top of the results.
- Confirm the branch is open by calling 1255-9996600402 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005054 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SIWANI:
- The IFSC is exactly UTIB0005054 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SIWANI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Siwani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005054, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005054 for Axis Bank – SIWANI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankSiwani Branch
GROUND FLOOR AND MEZZANINE FLOOR, KHEWAT NO 680 1, KHASRA NO 937 395 188B 10B SIWANI TEHSIL SIWANI
Bhiwani, Haryana
Phone: 1255-9996600402
IFSC: UTIB0005054
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Siwani branch but serve different purposes.
How do I add Axis Bank Siwani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005054, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005054 the same for all accounts at Siwani branch?
Yes. The IFSC UTIB0005054 is shared by every account held at Axis Bank's Siwani branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Siwani branch?
You can reach the branch at 1255-9996600402 during regular banking hours.
Can I use IFSC UTIB0005054 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005054 to send funds instantly.
Does Axis Bank Siwani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1255-9996600402 to confirm.
Summary
The IFSC code UTIB0005054 belongs to Axis Bank's SIWANI branch, located at GROUND FLOOR AND MEZZANINE FLOOR, KHEWAT NO 680 1, KHASRA NO 937 395 188B 10B… in BHIWANI, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
