IFSC Code of Axis Bank, Chittaurgarh Road Bhilwara Branch, Rajasthan

Use this page as a one-stop reference for everything related to Axis Bank's CHITTAURGARH ROAD BHILWARA branch in BHILWARA, RAJASTHAN. The branch's IFSC code UTIB0006092 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – CHITTAURGARH ROAD BHILWARA is UTIB0006092. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006092 map to this branch in BHILWARA, RAJASTHAN.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chittaurgarh Road Bhilwara branch in Bhilwara, Rajasthan is part of this network and uses the IFSC code UTIB0006092 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR, PLOT NO 11, ARAJI NO 708, VILLAGE GATHEELA KHERA, TEHSIL AND DISTRICT BHILWARA, RAJASTHAN. It serves the Bhilwara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006092 is used to identify this branch on the RBI payments network.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHITTAURGARH ROAD BHILWARA of Axis Bank — its own 11-character IFSC. The code UTIB0006092 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006092 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Chittaurgarh Road Bhilwara branch is mapped to IFSC UTIB0006092 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0006092.

Banking services available

The Chittaurgarh Road Bhilwara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1482-9694751757.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006092

How to transfer money using IFSC UTIB0006092

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006092 across all three.

NEFT to Axis Bank, CHITTAURGARH ROAD BHILWARA using IFSC UTIB0006092

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006092, and confirm that the system picks up Axis Bank – CHITTAURGARH ROAD BHILWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHITTAURGARH ROAD BHILWARA

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CHITTAURGARH ROAD BHILWARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006092 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank CHITTAURGARH ROAD BHILWARA (IFSC UTIB0006092)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006092 in your mobile or internet banking app, and the money is credited to the CHITTAURGARH ROAD BHILWARA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0006092 for Axis Bank – CHITTAURGARH ROAD BHILWARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chittaurgarh Road Bhilwara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0006092

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHITTAURGARH ROAD BHILWARA is still mapped to IFSC UTIB0006092. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006092 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Chittaurgarh Road Bhilwara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006092 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006092 and the account number together uniquely identify the Chittaurgarh Road Bhilwara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHITTAURGARH ROAD BHILWARA:

• The IFSC is exactly UTIB0006092 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and CHITTAURGARH ROAD BHILWARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chittaurgarh Road Bhilwara branch sits at GROUND FLOOR, PLOT NO 11, ARAJI NO 708, VILLAGE GATHEELA KHERA, TEHSIL AND DISTRICT BHILWARA, RAJASTHAN. If you are travelling from outside Bhilwara, search for the branch on a maps application using the bank name and locality, or call 1482-9694751757 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006092 and your account number.

Verifying IFSC UTIB0006092 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006092 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1482-9694751757.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chittaurgarh Road Bhilwara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006092, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0006092 belongs to Axis Bank's CHITTAURGARH ROAD BHILWARA branch, located at GROUND FLOOR, PLOT NO 11, ARAJI NO 708, VILLAGE GATHEELA KHERA, TEHSIL AND… in BHILWARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.