Use this page as a one-stop reference for everything related to Axis Bank's BHAYANDER EAST branch in BHAYANDER, MAHARASHTRA. The branch's IFSC code UTIB0005182 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's BHAYANDER EAST branch, the IFSC UTIB0005182 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005182 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhayander East branch — IFSC UTIB0005182 — extends the bank's services to customers in and around Bhayander, Maharashtra.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhayander East |
| IFSC Code | UTIB0005182 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO 1, 2, 3 AND 4, SHIV VANDANA CHS LTD, INDRALOK PHASE III, BHAYANDER EAST |
| City | Bhayander |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 7703080000 |
About this branch
The branch is located at GROUND FLOOR, SHOP NO 1, 2, 3 AND 4, SHIV VANDANA CHS LTD, INDRALOK PHASE III, BHAYANDER EAST. It serves the Bhayander region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005182 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAYANDER EAST of Axis Bank — its own 11-character IFSC. The code UTIB0005182 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005182 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bhayander East branch
Once you have an account at Axis Bank – BHAYANDER EAST, the IFSC UTIB0005182 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bhayander East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-7703080000.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005182
How to transfer money using IFSC UTIB0005182
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005182 across all three.
How to use IFSC UTIB0005182 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BHAYANDER EAST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005182.
- Confirm the bank name auto-populates as Axis Bank and the branch as BHAYANDER EAST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BHAYANDER EAST
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BHAYANDER EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005182 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BHAYANDER EAST, use IMPS. With IFSC UTIB0005182 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005182 for Axis Bank – BHAYANDER EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005182 | Yes – UTIB0005182 | Yes – UTIB0005182 |
For most retail customers crediting the Bhayander East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BHAYANDER EAST branch, the IFSC UTIB0005182 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhayander East branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005182 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005182 and the account number together uniquely identify the Bhayander East branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BHAYANDER EAST:
- The IFSC is exactly UTIB0005182 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BHAYANDER EAST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bhayander East branch
The branch is located at GROUND FLOOR, SHOP NO 1, 2, 3 AND 4, SHIV VANDANA CHS LTD, INDRALOK PHASE III, BHAYANDER EAST, which puts it inside Bhayander, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bhayander East branch” — the verified location pin for IFSC UTIB0005182 should appear at the top of the results.
- Confirm the branch is open by calling 22-7703080000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005182 and your account number.
Verifying IFSC UTIB0005182 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005182 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-7703080000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhayander East are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005182 continue to work without interruption.
Branch address & contact
Axis BankBhayander East Branch
GROUND FLOOR, SHOP NO 1, 2, 3 AND 4, SHIV VANDANA CHS LTD, INDRALOK PHASE III, BHAYANDER EAST
Bhayander, Maharashtra
Phone: 22-7703080000
IFSC: UTIB0005182
Frequently asked questions
Is IFSC UTIB0005182 valid for NEFT and RTGS?
Yes. IFSC UTIB0005182 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0005182 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005182 to send funds instantly.
What is the phone number of Axis Bank Bhayander East branch?
You can reach the branch at 22-7703080000 during regular banking hours.
Where is Axis Bank Bhayander East branch located?
Axis Bank's Bhayander East branch is located at GROUND FLOOR, SHOP NO 1, 2, 3 AND 4, SHIV VANDANA CHS LTD, INDRALOK PHASE III, BHAYANDER EAST, Bhayander, Maharashtra.
Is IFSC UTIB0005182 the same for all accounts at Bhayander East branch?
Yes. The IFSC UTIB0005182 is shared by every account held at Axis Bank's Bhayander East branch. Only the account number changes from customer to customer.
How do I add Axis Bank Bhayander East as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005182, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhayander East branch but serve different purposes.
Summary
The IFSC code UTIB0005182 belongs to Axis Bank's BHAYANDER EAST branch, located at GROUND FLOOR, SHOP NO 1, 2, 3 AND 4, SHIV VANDANA CHS LTD, INDRALOK PHASE III,… in BHAYANDER, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
