Use this page as a one-stop reference for everything related to Axis Bank's JEEDA branch in BHATINDA, PUNJAB. The branch's IFSC code UTIB0001644 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – JEEDA is UTIB0001644. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001644 map to this branch in BHATINDA, PUNJAB.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jeeda branch in Bhatinda, Punjab is part of this network and uses the IFSC code UTIB0001644 for all electronic settlement.
Jeeda branch overview
Located at GROUND FLOOR,KHASRA NO.852-1-2-2, KHATUNI NO.190-421, TEHSIL & DIST BHATINDA, VILLAGE JEEDA,PUNJAB,PIN 151201, the Jeeda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001644 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jeeda |
| IFSC Code | UTIB0001644 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,KHASRA NO.852-1-2-2, KHATUNI NO.190-421, TEHSIL & DIST BHATINDA, VILLAGE JEEDA,PUNJAB,PIN 151201 |
| City | Bhatinda |
| District | Jodhpur |
| State | Punjab |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JEEDA branch came to be assigned the code UTIB0001644.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001644, money simply cannot be routed to the JEEDA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jeeda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001644 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0001644
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001644 across all three.
NEFT to Axis Bank, JEEDA using IFSC UTIB0001644
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001644, and confirm that the system picks up Axis Bank – JEEDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JEEDA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's JEEDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001644 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – JEEDA, use IMPS. With IFSC UTIB0001644 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001644 for Axis Bank – JEEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001644 | Yes – UTIB0001644 | Yes – UTIB0001644 |
For most retail customers crediting the Jeeda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001644
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JEEDA is still mapped to IFSC UTIB0001644. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001644 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jeeda branch is mapped to IFSC UTIB0001644 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001644.
Products and services
Customers walking into the Jeeda branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001644
Online banking and IFSC UTIB0001644
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JEEDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001644 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jeeda branch sits at GROUND FLOOR,KHASRA NO.852-1-2-2, KHATUNI NO.190-421, TEHSIL & DIST BHATINDA, VILLAGE JEEDA,PUNJAB,PIN 151201. If you are travelling from outside Bhatinda, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001644 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JEEDA:
- The IFSC is exactly UTIB0001644 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and JEEDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jeeda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001644, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001644 for Axis Bank – JEEDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankJeeda Branch
GROUND FLOOR,KHASRA NO.852-1-2-2, KHATUNI NO.190-421, TEHSIL & DIST BHATINDA, VILLAGE JEEDA,PUNJAB,PIN 151201
Bhatinda, Punjab
Phone: 0
IFSC: UTIB0001644
Frequently asked questions
Where is Axis Bank Jeeda branch located?
Axis Bank's Jeeda branch is located at GROUND FLOOR,KHASRA NO.852-1-2-2, KHATUNI NO.190-421, TEHSIL & DIST BHATINDA, VILLAGE JEEDA,PUNJAB,PIN 151201, Bhatinda, Punjab.
Can I use IFSC UTIB0001644 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001644 to send funds instantly.
How quickly will an NEFT transfer using UTIB0001644 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Jeeda reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jeeda branch but serve different purposes.
What is the IFSC code of Axis Bank Jeeda branch?
The IFSC code of Axis Bank, Jeeda branch is UTIB0001644. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Jeeda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001644, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Jeeda branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC UTIB0001644 valid for NEFT and RTGS?
Yes. IFSC UTIB0001644 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0001644 belongs to Axis Bank's JEEDA branch, located at GROUND FLOOR,KHASRA NO.852-1-2-2, KHATUNI NO.190-421, TEHSIL & DIST BHATINDA,… in BHATINDA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
