If you are searching for the IFSC code of Axis Bank, BHATAPARA branch in BHATAPARA, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is UTIB0000858. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHATAPARA branch, and detailed step-by-step guides for using the IFSC UTIB0000858 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BHATAPARA is UTIB0000858. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000858 map to this branch in BHATAPARA, CHHATTISGARH.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhatapara branch — IFSC UTIB0000858 — extends the bank's services to customers in and around Bhatapara, Chhattisgarh.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhatapara |
| IFSC Code | UTIB0000858 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAI SADAN, MAIN ROAD , BHATAPARA, DIST. RAIPUR , CHHATISGARH, PIN 493118 |
| City | Bhatapara |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 0 |
| Phone | 0 |
About the Bhatapara branch
The Bhatapara branch of Axis Bank is situated at SAI SADAN, MAIN ROAD , BHATAPARA, DIST. RAIPUR , CHHATISGARH, PIN 493118. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000858 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BHATAPARA branch came to be assigned the code UTIB0000858.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000858, money simply cannot be routed to the BHATAPARA branch electronically.
Products and account variants supported
Every account opened at the Bhatapara branch is mapped to IFSC UTIB0000858 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000858.
Banking services available
The Bhatapara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000858
How to transfer money using IFSC UTIB0000858
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000858 across all three.
NEFT to Axis Bank, BHATAPARA using IFSC UTIB0000858
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000858, and confirm that the system picks up Axis Bank – BHATAPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHATAPARA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BHATAPARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000858 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BHATAPARA (IFSC UTIB0000858)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000858 in your mobile or internet banking app, and the money is credited to the BHATAPARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000858 for Axis Bank – BHATAPARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000858 | Yes – UTIB0000858 | Yes – UTIB0000858 |
For most retail customers crediting the Bhatapara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0000858
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BHATAPARA is still mapped to IFSC UTIB0000858. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000858 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Bhatapara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0000858 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0000858 and the account number together uniquely identify the Bhatapara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BHATAPARA:
- The IFSC is exactly UTIB0000858 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BHATAPARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhatapara branch sits at SAI SADAN, MAIN ROAD , BHATAPARA, DIST. RAIPUR , CHHATISGARH, PIN 493118. If you are travelling from outside Bhatapara, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000858 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000858 for Axis Bank – BHATAPARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhatapara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0000858, however, work 24x7.
Branch address & contact
Axis BankBhatapara Branch
SAI SADAN, MAIN ROAD , BHATAPARA, DIST. RAIPUR , CHHATISGARH, PIN 493118
Bhatapara, Chhattisgarh
Phone: 0
IFSC: UTIB0000858
Frequently asked questions
Where is Axis Bank Bhatapara branch located?
Axis Bank's Bhatapara branch is located at SAI SADAN, MAIN ROAD , BHATAPARA, DIST. RAIPUR , CHHATISGARH, PIN 493118, Bhatapara, Chhattisgarh.
Is IFSC UTIB0000858 valid for NEFT and RTGS?
Yes. IFSC UTIB0000858 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Bhatapara branch?
The IFSC code of Axis Bank, Bhatapara branch is UTIB0000858. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Bhatapara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000858, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Bhatapara branch?
You can reach the branch at 0 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhatapara branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0000858 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bhatapara reflect within 30 minutes.
Can I use IFSC UTIB0000858 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000858 to send funds instantly.
Summary
The IFSC code UTIB0000858 belongs to Axis Bank's BHATAPARA branch, located at SAI SADAN, MAIN ROAD , BHATAPARA, DIST. RAIPUR , CHHATISGARH, PIN 493118 in BHATAPARA, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
