IFSC Code of Axis Bank, Br Bhamb Raja the Ydcc Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of Axis Bank, BR BHAMB RAJA THE YDCC BANK LTD branch in BHAMB RAJA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SYDC08. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BR BHAMB RAJA THE YDCC BANK LTD branch, and detailed step-by-step guides for using the IFSC UTIB0SYDC08 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SYDC08 is the IFSC of Axis Bank's BR BHAMB RAJA THE YDCC BANK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SYDC08 = branch identifier.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Br Bhamb Raja the Ydcc Bank Ltd branch — IFSC UTIB0SYDC08 — extends the bank's services to customers in and around Bhamb Raja, Maharashtra.

Branch details at a glance

About this branch

The branch is located at YDCC BHAMB RAJA, AT.PO. BHAMB RAJA, TQ. YAVATMAL, DIST. YAVATMAL 445105. It serves the Bhamb Raja region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SYDC08 is used to identify this branch on the RBI payments network.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR BHAMB RAJA THE YDCC BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC08 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC08 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Br Bhamb Raja the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC08 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC08.

Products and services

Customers walking into the Br Bhamb Raja the Ydcc Bank Ltd branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SYDC08

How to transfer money using IFSC UTIB0SYDC08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC08 across all three.

How to use IFSC UTIB0SYDC08 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BR BHAMB RAJA THE YDCC BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SYDC08.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BR BHAMB RAJA THE YDCC BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0SYDC08

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BR BHAMB RAJA THE YDCC BANK LTD, ensure your bank's portal accepts IFSC UTIB0SYDC08 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank BR BHAMB RAJA THE YDCC BANK LTD (IFSC UTIB0SYDC08)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC08 in your mobile or internet banking app, and the money is credited to the BR BHAMB RAJA THE YDCC BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Br Bhamb Raja the Ydcc Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SYDC08:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BR BHAMB RAJA THE YDCC BANK LTD is still linked to IFSC UTIB0SYDC08.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BR BHAMB RAJA THE YDCC BANK LTD branch, the IFSC UTIB0SYDC08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Br Bhamb Raja the Ydcc Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SYDC08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Br Bhamb Raja the Ydcc Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SYDC08 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR BHAMB RAJA THE YDCC BANK LTD:

• The IFSC is exactly UTIB0SYDC08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BR BHAMB RAJA THE YDCC BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Br Bhamb Raja the Ydcc Bank Ltd branch sits at YDCC BHAMB RAJA, AT.PO. BHAMB RAJA, TQ. YAVATMAL, DIST. YAVATMAL 445105. If you are travelling from outside Bhamb Raja, search for the branch on a maps application using the bank name and locality, or call 7232-7588042619 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC08 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SYDC08 for Axis Bank – BR BHAMB RAJA THE YDCC BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Br Bhamb Raja the Ydcc Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC08 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SYDC08 belongs to Axis Bank's BR BHAMB RAJA THE YDCC BANK LTD branch, located at YDCC BHAMB RAJA, AT.PO. BHAMB RAJA, TQ. YAVATMAL, DIST. YAVATMAL 445105 in BHAMB RAJA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.