IFSC Code of Axis Bank, Mohdinagar Bhagalpur Branch, Bihar

Use this page as a one-stop reference for everything related to Axis Bank's MOHDINAGAR BHAGALPUR branch in BHAGALPUR, BIHAR. The branch's IFSC code UTIB0002883 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – MOHDINAGAR BHAGALPUR is UTIB0002883. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002883 map to this branch in BHAGALPUR, BIHAR.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mohdinagar Bhagalpur branch in Bhagalpur, Bihar is part of this network and uses the IFSC code UTIB0002883 for all electronic settlement.

Mohdinagar Bhagalpur branch overview

Located at MOHDINAGAR BAUSI ROAD PO MIRZANHAT PS MOZAHIDPUR BHAGALPUR, the Mohdinagar Bhagalpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002883 is required for all interbank electronic transfers routed through this branch.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOHDINAGAR BHAGALPUR of Axis Bank — its own 11-character IFSC. The code UTIB0002883 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002883 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0002883

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002883 across all three.

NEFT to Axis Bank, MOHDINAGAR BHAGALPUR using IFSC UTIB0002883

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002883, and confirm that the system picks up Axis Bank – MOHDINAGAR BHAGALPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MOHDINAGAR BHAGALPUR

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MOHDINAGAR BHAGALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002883 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank MOHDINAGAR BHAGALPUR (IFSC UTIB0002883)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002883 in your mobile or internet banking app, and the money is credited to the MOHDINAGAR BHAGALPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0002883 for Axis Bank – MOHDINAGAR BHAGALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mohdinagar Bhagalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0002883

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MOHDINAGAR BHAGALPUR is still mapped to IFSC UTIB0002883. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002883 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mohdinagar Bhagalpur branch is mapped to IFSC UTIB0002883 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0002883.

Products and services

Customers walking into the Mohdinagar Bhagalpur branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0002883

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002883 and the account number together uniquely identify the Mohdinagar Bhagalpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Mohdinagar Bhagalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002883 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MOHDINAGAR BHAGALPUR:

• The IFSC is exactly UTIB0002883 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and MOHDINAGAR BHAGALPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mohdinagar Bhagalpur branch sits at MOHDINAGAR BAUSI ROAD PO MIRZANHAT PS MOZAHIDPUR BHAGALPUR. If you are travelling from outside Bhagalpur, search for the branch on a maps application using the bank name and locality, or call 91-7765930296 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002883 and your account number.

Verifying IFSC UTIB0002883 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002883 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7765930296.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mohdinagar Bhagalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002883 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0002883 is the IFSC code of Axis Bank, MOHDINAGAR BHAGALPUR branch, in BHAGALPUR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.