Use this page as a one-stop reference for everything related to Axis Bank's LATPUR branch in BHADOHI, UTTAR PRADESH. The branch's IFSC code UTIB0005486 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – LATPUR is UTIB0005486. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005486 map to this branch in BHADOHI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Latpur |
| IFSC Code | UTIB0005486 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,PART KHASRA NO 352,VILLAGE MUSILATPUR,TEHSIL AND DIST BHADOHI,UP |
| City | Bhadohi |
| District | Bhadohi |
| State | Uttar Pradesh |
| STD Code | 5414 |
| Phone | 7408414711 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Latpur branch in Bhadohi, Uttar Pradesh is part of this network and uses the IFSC code UTIB0005486 for all electronic settlement.
About the Latpur branch
The Latpur branch of Axis Bank is situated at GROUND FLOOR,PART KHASRA NO 352,VILLAGE MUSILATPUR,TEHSIL AND DIST BHADOHI,UP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005486 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LATPUR of Axis Bank — its own 11-character IFSC. The code UTIB0005486 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005486 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005486
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005486 across all three.
NEFT to Axis Bank, LATPUR using IFSC UTIB0005486
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005486, and confirm that the system picks up Axis Bank – LATPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LATPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's LATPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005486 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank LATPUR (IFSC UTIB0005486)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005486 in your mobile or internet banking app, and the money is credited to the LATPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005486 for Axis Bank – LATPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005486 | Yes – UTIB0005486 | Yes – UTIB0005486 |
For most retail customers crediting the Latpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005486
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – LATPUR is still mapped to IFSC UTIB0005486. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005486 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Latpur branch is mapped to IFSC UTIB0005486 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005486.
Banking services available
The Latpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5414-7408414711.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005486
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005486 and the account number together uniquely identify the Latpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005486
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the LATPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005486 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – LATPUR:
- The IFSC is exactly UTIB0005486 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and LATPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Latpur branch sits at GROUND FLOOR,PART KHASRA NO 352,VILLAGE MUSILATPUR,TEHSIL AND DIST BHADOHI,UP. If you are travelling from outside Bhadohi, search for the branch on a maps application using the bank name and locality, or call 5414-7408414711 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005486 and your account number.
Verifying IFSC UTIB0005486 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005486 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5414-7408414711.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Latpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005486 continue to work without interruption.
Branch address & contact
Axis BankLatpur Branch
GROUND FLOOR,PART KHASRA NO 352,VILLAGE MUSILATPUR,TEHSIL AND DIST BHADOHI,UP
Bhadohi, Uttar Pradesh
Phone: 5414-7408414711
IFSC: UTIB0005486
Frequently asked questions
Is IFSC UTIB0005486 the same for all accounts at Latpur branch?
Yes. The IFSC UTIB0005486 is shared by every account held at Axis Bank's Latpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Latpur branch?
The IFSC code of Axis Bank, Latpur branch is UTIB0005486. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Latpur branch located?
Axis Bank's Latpur branch is located at GROUND FLOOR,PART KHASRA NO 352,VILLAGE MUSILATPUR,TEHSIL AND DIST BHADOHI,UP, Bhadohi, Uttar Pradesh.
What is the phone number of Axis Bank Latpur branch?
You can reach the branch at 5414-7408414711 during regular banking hours.
Does Axis Bank Latpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5414-7408414711 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Latpur branch but serve different purposes.
Summary
The IFSC code UTIB0005486 belongs to Axis Bank's LATPUR branch, located at GROUND FLOOR,PART KHASRA NO 352,VILLAGE MUSILATPUR,TEHSIL AND DIST BHADOHI,UP in BHADOHI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
