IFSC Code of Axis Bank, Betul Nagrik Sahakari Bank Maryadit Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BETUL NAGRIK SAHAKARI BANK MARYADIT branch in BETUL. The 11-digit IFSC UTIB0SBNSBM uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BETUL NAGRIK SAHAKARI BANK MARYADIT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SBNSBM is the IFSC of Axis Bank's BETUL NAGRIK SAHAKARI BANK MARYADIT branch. The format is fixed: UTIB = bank code, 0 = reserved, SBNSBM = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Betul Nagrik Sahakari Bank Maryadit branch in Betul. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SBNSBM.

Branch details at a glance

About this branch

The branch is located at COLLEGE ROAD CIVIT LINES BETUL 460001. It serves the Betul region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SBNSBM is used to identify this branch on the RBI payments network.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BETUL NAGRIK SAHAKARI BANK MARYADIT of Axis Bank — its own 11-character IFSC. The code UTIB0SBNSBM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SBNSBM the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Betul Nagrik Sahakari Bank Maryadit branch is mapped to IFSC UTIB0SBNSBM on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SBNSBM.

Products and services

Customers walking into the Betul Nagrik Sahakari Bank Maryadit branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SBNSBM

How to transfer money using IFSC UTIB0SBNSBM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SBNSBM across all three.

How to use IFSC UTIB0SBNSBM for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BETUL NAGRIK SAHAKARI BANK MARYADIT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SBNSBM.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BETUL NAGRIK SAHAKARI BANK MARYADIT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BETUL NAGRIK SAHAKARI BANK MARYADIT

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BETUL NAGRIK SAHAKARI BANK MARYADIT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SBNSBM while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – BETUL NAGRIK SAHAKARI BANK MARYADIT, use IMPS. With IFSC UTIB0SBNSBM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Betul Nagrik Sahakari Bank Maryadit

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SBNSBM:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BETUL NAGRIK SAHAKARI BANK MARYADIT is still linked to IFSC UTIB0SBNSBM.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SBNSBM

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BETUL NAGRIK SAHAKARI BANK MARYADIT is still mapped to IFSC UTIB0SBNSBM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SBNSBM and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Betul Nagrik Sahakari Bank Maryadit branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SBNSBM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Betul Nagrik Sahakari Bank Maryadit branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SBNSBM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC UTIB0SBNSBM

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BETUL NAGRIK SAHAKARI BANK MARYADIT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SBNSBM.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Betul Nagrik Sahakari Bank Maryadit branch

The branch is located at COLLEGE ROAD CIVIT LINES BETUL 460001, which puts it inside Betul, the broader Betul district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Betul Nagrik Sahakari Bank Maryadit branch” — the verified location pin for IFSC UTIB0SBNSBM should appear at the top of the results.
2. Confirm the branch is open by calling 7141-234470 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SBNSBM and your account number.

Verifying IFSC UTIB0SBNSBM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SBNSBM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7141-234470.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Betul Nagrik Sahakari Bank Maryadit are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SBNSBM continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SBNSBM belongs to Axis Bank's BETUL NAGRIK SAHAKARI BANK MARYADIT branch, located at COLLEGE ROAD CIVIT LINES BETUL 460001 in BETUL, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.