This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BERASIA branch in BERASIA. The 11-digit IFSC UTIB0006419 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BERASIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's BERASIA branch, the IFSC UTIB0006419 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 006419 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Berasia branch in Berasia, Madhya Pradesh is part of this network and uses the IFSC code UTIB0006419 for all electronic settlement.
About the Berasia branch
The Berasia branch of Axis Bank is situated at GROUND FLOOR SHOP NUMBER 3, 28, 29 AND 30, KHASRA NUMBER 307 3 4 621 306, GRAM BASAI, BERASIA PHN 24 RNM TEHASIL BERASIA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006419 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Berasia |
| IFSC Code | UTIB0006419 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NUMBER 3, 28, 29 AND 30, KHASRA NUMBER 307 3 4 621 306, GRAM BASAI, BERASIA PHN 24 RNM TEHASIL BERASIA |
| City | Berasia |
| District | Bhopal |
| State | Madhya Pradesh |
| STD Code | 7565 |
| Phone | 9243234663 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BERASIA branch came to be assigned the code UTIB0006419.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006419, money simply cannot be routed to the BERASIA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006419 and the account number together uniquely identify the Berasia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0006419
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006419 across all three.
NEFT to Axis Bank, BERASIA using IFSC UTIB0006419
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006419, and confirm that the system picks up Axis Bank – BERASIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006419
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BERASIA, ensure your bank's portal accepts IFSC UTIB0006419 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BERASIA, use IMPS. With IFSC UTIB0006419 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006419 for Axis Bank – BERASIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006419 | Yes – UTIB0006419 | Yes – UTIB0006419 |
For most retail customers crediting the Berasia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BERASIA branch, the IFSC UTIB0006419 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Berasia branch is mapped to IFSC UTIB0006419 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006419.
Banking services available
The Berasia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7565-9243234663.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006419
Digital banking channels
Most day-to-day work that customers used to do at the Berasia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006419 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Berasia branch sits at GROUND FLOOR SHOP NUMBER 3, 28, 29 AND 30, KHASRA NUMBER 307 3 4 621 306, GRAM BASAI, BERASIA PHN 24 RNM TEHASIL BERASIA. If you are travelling from outside Berasia, search for the branch on a maps application using the bank name and locality, or call 7565-9243234663 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006419 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BERASIA:
- The IFSC is exactly UTIB0006419 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BERASIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Berasia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006419 continue to work without interruption.
Verifying IFSC UTIB0006419 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006419 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7565-9243234663.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBerasia Branch
GROUND FLOOR SHOP NUMBER 3, 28, 29 AND 30, KHASRA NUMBER 307 3 4 621 306, GRAM BASAI, BERASIA PHN 24 RNM TEHASIL BERASIA
Berasia, Madhya Pradesh
Phone: 7565-9243234663
IFSC: UTIB0006419
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Berasia branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0006419 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Berasia reflect within 30 minutes.
Does Axis Bank Berasia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7565-9243234663 to confirm.
What is the IFSC code of Axis Bank Berasia branch?
The IFSC code of Axis Bank, Berasia branch is UTIB0006419. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Berasia branch located?
Axis Bank's Berasia branch is located at GROUND FLOOR SHOP NUMBER 3, 28, 29 AND 30, KHASRA NUMBER 307 3 4 621 306, GRAM BASAI, BERASIA PHN 24 RNM TEHASIL BERASIA, Berasia, Madhya Pradesh.
Can I use IFSC UTIB0006419 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006419 to send funds instantly.
Is IFSC UTIB0006419 the same for all accounts at Berasia branch?
Yes. The IFSC UTIB0006419 is shared by every account held at Axis Bank's Berasia branch. Only the account number changes from customer to customer.
How do I add Axis Bank Berasia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006419, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0006419 is the IFSC code of Axis Bank, BERASIA branch, in BERASIA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
