IFSC Code of Axis Bank, Razorpay Technologies Pvt Ltd Branch, Karnataka

Use this page as a one-stop reference for everything related to Axis Bank's RAZORPAY TECHNOLOGIES PVT LTD branch in BENGALURU, KARNATAKA. The branch's IFSC code UTIB0RTPLTD is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0RTPLTD is the IFSC of Axis Bank's RAZORPAY TECHNOLOGIES PVT LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, RTPLTD = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Razorpay Technologies Pvt Ltd branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0RTPLTD.

Branch details at a glance

About the Razorpay Technologies Pvt Ltd branch

The Razorpay Technologies Pvt Ltd branch of Axis Bank is situated at 1ST FLOOR, SJR CYBER 22, LASKAR HOSUR ROAD, ADUGODI BANGALORE, 560030, KARNATAKA, INDIA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0RTPLTD is used.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAZORPAY TECHNOLOGIES PVT LTD of Axis Bank — its own 11-character IFSC. The code UTIB0RTPLTD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0RTPLTD the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Razorpay Technologies Pvt Ltd branch is mapped to IFSC UTIB0RTPLTD on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0RTPLTD.

Banking services available

The Razorpay Technologies Pvt Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-8001231272.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0RTPLTD

How to transfer money using IFSC UTIB0RTPLTD

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0RTPLTD across all three.

NEFT to Axis Bank, RAZORPAY TECHNOLOGIES PVT LTD using IFSC UTIB0RTPLTD

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0RTPLTD, and confirm that the system picks up Axis Bank – RAZORPAY TECHNOLOGIES PVT LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAZORPAY TECHNOLOGIES PVT LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RAZORPAY TECHNOLOGIES PVT LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0RTPLTD while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – RAZORPAY TECHNOLOGIES PVT LTD, use IMPS. With IFSC UTIB0RTPLTD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0RTPLTD for Axis Bank – RAZORPAY TECHNOLOGIES PVT LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Razorpay Technologies Pvt Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0RTPLTD

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – RAZORPAY TECHNOLOGIES PVT LTD is still mapped to IFSC UTIB0RTPLTD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0RTPLTD and the beneficiary's account number to complete the transfer.

Online banking and IFSC UTIB0RTPLTD

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RAZORPAY TECHNOLOGIES PVT LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0RTPLTD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Razorpay Technologies Pvt Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0RTPLTD for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RAZORPAY TECHNOLOGIES PVT LTD:

• The IFSC is exactly UTIB0RTPLTD with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and RAZORPAY TECHNOLOGIES PVT LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Razorpay Technologies Pvt Ltd branch sits at 1ST FLOOR, SJR CYBER 22, LASKAR HOSUR ROAD, ADUGODI BANGALORE, 560030, KARNATAKA, INDIA. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 80-8001231272 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0RTPLTD and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0RTPLTD for Axis Bank – RAZORPAY TECHNOLOGIES PVT LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Razorpay Technologies Pvt Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0RTPLTD, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0RTPLTD is the IFSC code of Axis Bank, RAZORPAY TECHNOLOGIES PVT LTD branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.