IFSC Code of Axis Bank, Br Sakara Um the Ydcc Bank Ltd Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BR SAKARA UM THE YDCC BANK LTD branch in BELORA. The 11-digit IFSC UTIB0SYDC90 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BR SAKARA UM THE YDCC BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – BR SAKARA UM THE YDCC BANK LTD is UTIB0SYDC90. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SYDC90 map to this branch in BELORA, MAHARASHTRA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Br Sakara Um the Ydcc Bank Ltd branch — IFSC UTIB0SYDC90 — extends the bank's services to customers in and around Belora, Maharashtra.

About the Br Sakara Um the Ydcc Bank Ltd branch

The Br Sakara Um the Ydcc Bank Ltd branch of Axis Bank is situated at YDCC SAKARA UM, AT.PO. SAKARA UM, TQ. UMARKHED, DIST. YAVATMAL 445206. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SYDC90 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BR SAKARA UM THE YDCC BANK LTD branch came to be assigned the code UTIB0SYDC90.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SYDC90, money simply cannot be routed to the BR SAKARA UM THE YDCC BANK LTD branch electronically.

How to transfer money using IFSC UTIB0SYDC90

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC90 across all three.

How to use IFSC UTIB0SYDC90 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BR SAKARA UM THE YDCC BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SYDC90.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BR SAKARA UM THE YDCC BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BR SAKARA UM THE YDCC BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BR SAKARA UM THE YDCC BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SYDC90 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank BR SAKARA UM THE YDCC BANK LTD (IFSC UTIB0SYDC90)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC90 in your mobile or internet banking app, and the money is credited to the BR SAKARA UM THE YDCC BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SYDC90 for Axis Bank – BR SAKARA UM THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Br Sakara Um the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SYDC90

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BR SAKARA UM THE YDCC BANK LTD is still mapped to IFSC UTIB0SYDC90. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC90 and the beneficiary's account number to complete the transfer.

Account types you can open at the Br Sakara Um the Ydcc Bank Ltd branch

Once you have an account at Axis Bank – BR SAKARA UM THE YDCC BANK LTD, the IFSC UTIB0SYDC90 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Br Sakara Um the Ydcc Bank Ltd branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SYDC90

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SYDC90 and the account number together uniquely identify the Br Sakara Um the Ydcc Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Br Sakara Um the Ydcc Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SYDC90 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR SAKARA UM THE YDCC BANK LTD:

• The IFSC is exactly UTIB0SYDC90 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BR SAKARA UM THE YDCC BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Br Sakara Um the Ydcc Bank Ltd branch

The branch is located at YDCC SAKARA UM, AT.PO. SAKARA UM, TQ. UMARKHED, DIST. YAVATMAL 445206, which puts it inside Belora, the broader Yavatmal district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Br Sakara Um the Ydcc Bank Ltd branch” — the verified location pin for IFSC UTIB0SYDC90 should appear at the top of the results.
2. Confirm the branch is open by calling 7232-7588042644 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SYDC90 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SYDC90 for Axis Bank – BR SAKARA UM THE YDCC BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Br Sakara Um the Ydcc Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC90 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SYDC90 is the IFSC code of Axis Bank, BR SAKARA UM THE YDCC BANK LTD branch, in BELORA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.