IFSC Code of Axis Bank, The Belgaum Dist Revenue Employees Co Op Bank Ltd Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD branch in BELGAUM. The 11-digit IFSC UTIB0SBDREB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD is UTIB0SBDREB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SBDREB map to this branch in BELGAUM, KARNATAKA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Belgaum Dist Revenue Employees Co Op Bank Ltd branch — IFSC UTIB0SBDREB — extends the bank's services to customers in and around Belgaum, Karnataka.

About the The Belgaum Dist Revenue Employees Co Op Bank Ltd branch

The The Belgaum Dist Revenue Employees Co Op Bank Ltd branch of Axis Bank is situated at 3915 COURT COMPOUND KACHERI ROAD, NEAR SUB REGISTER OFFICE, BELAGAVI - 590001, KARNATAKA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SBDREB is used.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SBDREB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SBDREB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0SBDREB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SBDREB across all three.

NEFT to Axis Bank, THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD using IFSC UTIB0SBDREB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SBDREB, and confirm that the system picks up Axis Bank – THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SBDREB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD, ensure your bank's portal accepts IFSC UTIB0SBDREB while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD (IFSC UTIB0SBDREB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SBDREB in your mobile or internet banking app, and the money is credited to the THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Belgaum Dist Revenue Employees Co Op Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SBDREB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD is still linked to IFSC UTIB0SBDREB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SBDREB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD is still mapped to IFSC UTIB0SBDREB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SBDREB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Belgaum Dist Revenue Employees Co Op Bank Ltd branch is mapped to IFSC UTIB0SBDREB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SBDREB.

Products and services

Customers walking into the The Belgaum Dist Revenue Employees Co Op Bank Ltd branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SBDREB

MICR & cheque-truncation details

Cheques drawn on the The Belgaum Dist Revenue Employees Co Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SBDREB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0SBDREB

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SBDREB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD:

• The IFSC is exactly UTIB0SBDREB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Belgaum Dist Revenue Employees Co Op Bank Ltd branch

The branch is located at 3915 COURT COMPOUND KACHERI ROAD, NEAR SUB REGISTER OFFICE, BELAGAVI - 590001, KARNATAKA, which puts it inside Belgaum, the broader Belgaum district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank The Belgaum Dist Revenue Employees Co Op Bank Ltd branch” — the verified location pin for IFSC UTIB0SBDREB should appear at the top of the results.
2. Confirm the branch is open by calling 831-2452960 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SBDREB and your account number.

Verifying IFSC UTIB0SBDREB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SBDREB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 831-2452960.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Belgaum Dist Revenue Employees Co Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SBDREB, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SBDREB belongs to Axis Bank's THE BELGAUM DIST REVENUE EMPLOYEES CO OP BANK LTD branch, located at 3915 COURT COMPOUND KACHERI ROAD, NEAR SUB REGISTER OFFICE, BELAGAVI - 590001,… in BELGAUM, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.