Below are the complete branch details for Axis Bank, BARI BRAHMANA branch, located in BARI BRAHMANA, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003478. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003478 for Axis Bank – BARI BRAHMANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BARI BRAHMANA is UTIB0003478. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003478 map to this branch in BARI BRAHMANA, JAMMU AND KASHMIR.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bari Brahmana |
| IFSC Code | UTIB0003478 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR KHASRA NO 1711 MIN KHATA NO 26 KHEWAT NO 79 BIRPUR BARI BRAHMANA DIST SAMBA |
| City | Bari Brahmana |
| District | Samba |
| State | Jammu and Kashmir |
| STD Code | 91 |
| Phone | 9796603318 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bari Brahmana branch in Bari Brahmana, Jammu and Kashmir is part of this network and uses the IFSC code UTIB0003478 for all electronic settlement.
About the Bari Brahmana branch
The Bari Brahmana branch of Axis Bank is situated at GR FLR KHASRA NO 1711 MIN KHATA NO 26 KHEWAT NO 79 BIRPUR BARI BRAHMANA DIST SAMBA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003478 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARI BRAHMANA of Axis Bank — its own 11-character IFSC. The code UTIB0003478 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003478 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0003478
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003478 across all three.
NEFT to Axis Bank, BARI BRAHMANA using IFSC UTIB0003478
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003478, and confirm that the system picks up Axis Bank – BARI BRAHMANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARI BRAHMANA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BARI BRAHMANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003478 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BARI BRAHMANA (IFSC UTIB0003478)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003478 in your mobile or internet banking app, and the money is credited to the BARI BRAHMANA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bari Brahmana
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003478:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARI BRAHMANA is still linked to IFSC UTIB0003478.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0003478
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BARI BRAHMANA is still mapped to IFSC UTIB0003478. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003478 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bari Brahmana branch
Once you have an account at Axis Bank – BARI BRAHMANA, the IFSC UTIB0003478 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bari Brahmana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9796603318.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003478
MICR & cheque-truncation details
Cheques drawn on the Bari Brahmana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003478 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0003478
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BARI BRAHMANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003478 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BARI BRAHMANA:
- The IFSC is exactly UTIB0003478 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BARI BRAHMANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bari Brahmana branch
The branch is located at GR FLR KHASRA NO 1711 MIN KHATA NO 26 KHEWAT NO 79 BIRPUR BARI BRAHMANA DIST SAMBA, which puts it inside Bari Brahmana, the broader Samba district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bari Brahmana branch” — the verified location pin for IFSC UTIB0003478 should appear at the top of the results.
- Confirm the branch is open by calling 91-9796603318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003478 and your account number.
Verifying IFSC UTIB0003478 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003478 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9796603318.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bari Brahmana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003478 continue to work without interruption.
Branch address & contact
Axis BankBari Brahmana Branch
GR FLR KHASRA NO 1711 MIN KHATA NO 26 KHEWAT NO 79 BIRPUR BARI BRAHMANA DIST SAMBA
Bari Brahmana, Jammu and Kashmir
Phone: 91-9796603318
IFSC: UTIB0003478
Frequently asked questions
What is the IFSC code of Axis Bank Bari Brahmana branch?
The IFSC code of Axis Bank, Bari Brahmana branch is UTIB0003478. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0003478 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003478 to send funds instantly.
Is IFSC UTIB0003478 valid for NEFT and RTGS?
Yes. IFSC UTIB0003478 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bari Brahmana branch but serve different purposes.
How do I add Axis Bank Bari Brahmana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003478, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0003478 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bari Brahmana reflect within 30 minutes.
Does Axis Bank Bari Brahmana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9796603318 to confirm.
Final notes
To recap: UTIB0003478 is the IFSC code of Axis Bank, BARI BRAHMANA branch, in BARI BRAHMANA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
