Use this page as a one-stop reference for everything related to Axis Bank's RUKHRI branch in BARARA, HARYANA. The branch's IFSC code UTIB0002349 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – RUKHRI is UTIB0002349. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002349 map to this branch in BARARA, HARYANA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Rukhri |
| IFSC Code | UTIB0002349 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT NO. 191, KHATAUNI NO. 230, KHASRA NO. 3//12 (6-13), VILL RUKHRI, TEH BARARA, DISTT. AMBALA, HARYANA, PIN 133201 |
| City | Barara |
| District | Ambala |
| State | Haryana |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rukhri branch in Barara, Haryana is part of this network and uses the IFSC code UTIB0002349 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, KHEWAT NO. 191, KHATAUNI NO. 230, KHASRA NO. 3//12 (6-13), VILL RUKHRI, TEH BARARA, DISTT. AMBALA, HARYANA, PIN 133201. It serves the Barara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002349 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RUKHRI branch came to be assigned the code UTIB0002349.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002349, money simply cannot be routed to the RUKHRI branch electronically.
How to transfer money using IFSC UTIB0002349
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002349 across all three.
How to use IFSC UTIB0002349 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's RUKHRI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002349.
- Confirm the bank name auto-populates as Axis Bank and the branch as RUKHRI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002349
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – RUKHRI, ensure your bank's portal accepts IFSC UTIB0002349 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – RUKHRI, use IMPS. With IFSC UTIB0002349 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002349 for Axis Bank – RUKHRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002349 | Yes – UTIB0002349 | Yes – UTIB0002349 |
For most retail customers crediting the Rukhri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002349
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – RUKHRI is still mapped to IFSC UTIB0002349. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002349 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rukhri branch is mapped to IFSC UTIB0002349 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002349.
Products and services
Customers walking into the Rukhri branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002349
MICR & cheque-truncation details
Cheques drawn on the Rukhri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002349 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0002349
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RUKHRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002349 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RUKHRI:
- The IFSC is exactly UTIB0002349 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RUKHRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rukhri branch
The branch is located at GROUND FLOOR, KHEWAT NO. 191, KHATAUNI NO. 230, KHASRA NO. 3//12 (6-13), VILL RUKHRI, TEH BARARA, DISTT. AMBALA, HARYANA, PIN 133201, which puts it inside Barara, the broader Ambala district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Rukhri branch” — the verified location pin for IFSC UTIB0002349 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002349 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002349 for Axis Bank – RUKHRI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rukhri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002349 continue to work without interruption.
Branch address & contact
Axis BankRukhri Branch
GROUND FLOOR, KHEWAT NO. 191, KHATAUNI NO. 230, KHASRA NO. 3//12 (6-13), VILL RUKHRI, TEH BARARA, DISTT. AMBALA, HARYANA, PIN 133201
Barara, Haryana
Phone: the branch contact number
IFSC: UTIB0002349
Frequently asked questions
What is the phone number of Axis Bank Rukhri branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Axis Bank Rukhri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0002349 valid for NEFT and RTGS?
Yes. IFSC UTIB0002349 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0002349 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002349 to send funds instantly.
How quickly will an NEFT transfer using UTIB0002349 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Rukhri reflect within 30 minutes.
Where is Axis Bank Rukhri branch located?
Axis Bank's Rukhri branch is located at GROUND FLOOR, KHEWAT NO. 191, KHATAUNI NO. 230, KHASRA NO. 3//12 (6-13), VILL RUKHRI, TEH BARARA, DISTT. AMBALA, HARYANA, PIN 133201, Barara, Haryana.
Is IFSC UTIB0002349 the same for all accounts at Rukhri branch?
Yes. The IFSC UTIB0002349 is shared by every account held at Axis Bank's Rukhri branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0002349 belongs to Axis Bank's RUKHRI branch, located at GROUND FLOOR, KHEWAT NO. 191, KHATAUNI NO. 230, KHASRA NO. 3//12 (6-13), … in BARARA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
