Below are the complete branch details for Axis Bank, UJHA branch, located in BAPOLI, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002221. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002221 for Axis Bank – UJHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's UJHA branch, the IFSC UTIB0002221 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002221 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Ujha branch in Bapoli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002221.
About this branch
The branch is located at GROUND FLOOR, KHEWAT NO.513, KHATONI NO.653, RECT. NO.10, 11, 21, 22, KILLA NO.15/2(2-5), VILLAGE UJHA, SUB TEHSIL BAPOLI, DIST. PANIPAT, HARYANA, PIN 132103. It serves the Bapoli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002221 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ujha |
| IFSC Code | UTIB0002221 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT NO.513, KHATONI NO.653, RECT. NO.10, 11, 21, 22, KILLA NO.15/2(2-5), VILLAGE UJHA, SUB TEHSIL BAPOLI, DIST. PANIPAT, HARYANA, PIN 132103 |
| City | Bapoli |
| District | Panipat |
| State | Haryana |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's UJHA branch came to be assigned the code UTIB0002221.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002221, money simply cannot be routed to the UJHA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ujha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002221 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002221
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002221 across all three.
How to use IFSC UTIB0002221 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's UJHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002221.
- Confirm the bank name auto-populates as Axis Bank and the branch as UJHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002221
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – UJHA, ensure your bank's portal accepts IFSC UTIB0002221 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank UJHA (IFSC UTIB0002221)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002221 in your mobile or internet banking app, and the money is credited to the UJHA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002221 for Axis Bank – UJHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002221 | Yes – UTIB0002221 | Yes – UTIB0002221 |
For most retail customers crediting the Ujha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's UJHA branch, the IFSC UTIB0002221 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ujha branch
Once you have an account at Axis Bank – UJHA, the IFSC UTIB0002221 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ujha branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002221
Online banking and IFSC UTIB0002221
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the UJHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002221 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ujha branch
The branch is located at GROUND FLOOR, KHEWAT NO.513, KHATONI NO.653, RECT. NO.10, 11, 21, 22, KILLA NO.15/2(2-5), VILLAGE UJHA, SUB TEHSIL BAPOLI, DIST. PANIPAT, HARYANA, PIN 132103, which puts it inside Bapoli, the broader Panipat district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ujha branch” — the verified location pin for IFSC UTIB0002221 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002221 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – UJHA:
- The IFSC is exactly UTIB0002221 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and UJHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ujha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002221 continue to work without interruption.
Verifying IFSC UTIB0002221 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002221 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankUjha Branch
GROUND FLOOR, KHEWAT NO.513, KHATONI NO.653, RECT. NO.10, 11, 21, 22, KILLA NO.15/2(2-5), VILLAGE UJHA, SUB TEHSIL BAPOLI, DIST. PANIPAT, HARYANA, PIN 132103
Bapoli, Haryana
Phone: the branch contact number
IFSC: UTIB0002221
Frequently asked questions
Does Axis Bank Ujha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0002221 the same for all accounts at Ujha branch?
Yes. The IFSC UTIB0002221 is shared by every account held at Axis Bank's Ujha branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0002221 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002221 to send funds instantly.
What is the IFSC code of Axis Bank Ujha branch?
The IFSC code of Axis Bank, Ujha branch is UTIB0002221. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Ujha branch located?
Axis Bank's Ujha branch is located at GROUND FLOOR, KHEWAT NO.513, KHATONI NO.653, RECT. NO.10, 11, 21, 22, KILLA NO.15/2(2-5), VILLAGE UJHA, SUB TEHSIL BAPOLI, DIST. PANIPAT, HARYANA, PIN 132103, Bapoli, Haryana.
How do I add Axis Bank Ujha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002221, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0002221 belongs to Axis Bank's UJHA branch, located at GROUND FLOOR, KHEWAT NO.513, KHATONI NO.653, RECT. NO.10, 11, 21, 22, KILLA… in BAPOLI, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
