Use this page as a one-stop reference for everything related to Axis Bank's WHITEFIELD MAIN ROAD branch in BANGALORE, KARNATAKA. The branch's IFSC code UTIB0002177 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002177 is the IFSC of Axis Bank's WHITEFIELD MAIN ROAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 002177 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Whitefield Main Road |
| IFSC Code | UTIB0002177 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.43/2, OLD NO.8, WHITE FIELD MAIN ROAD, BANGALORE,DIST.BANGALORE, KARNATAKA,PIN 560 066 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Whitefield Main Road branch in Bangalore, Karnataka is part of this network and uses the IFSC code UTIB0002177 for all electronic settlement.
About the Whitefield Main Road branch
The Whitefield Main Road branch of Axis Bank is situated at NO.43/2, OLD NO.8, WHITE FIELD MAIN ROAD, BANGALORE,DIST.BANGALORE, KARNATAKA,PIN 560 066. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002177 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's WHITEFIELD MAIN ROAD branch came to be assigned the code UTIB0002177.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002177, money simply cannot be routed to the WHITEFIELD MAIN ROAD branch electronically.
How to transfer money using IFSC UTIB0002177
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002177 across all three.
NEFT to Axis Bank, WHITEFIELD MAIN ROAD using IFSC UTIB0002177
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002177, and confirm that the system picks up Axis Bank – WHITEFIELD MAIN ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WHITEFIELD MAIN ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's WHITEFIELD MAIN ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002177 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank WHITEFIELD MAIN ROAD (IFSC UTIB0002177)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002177 in your mobile or internet banking app, and the money is credited to the WHITEFIELD MAIN ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Whitefield Main Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002177:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at WHITEFIELD MAIN ROAD is still linked to IFSC UTIB0002177.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0002177
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – WHITEFIELD MAIN ROAD is still mapped to IFSC UTIB0002177. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002177 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Whitefield Main Road branch is mapped to IFSC UTIB0002177 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002177.
Banking services available
The Whitefield Main Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002177
MICR & cheque-truncation details
Cheques drawn on the Whitefield Main Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002177 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0002177
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the WHITEFIELD MAIN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002177 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – WHITEFIELD MAIN ROAD:
- The IFSC is exactly UTIB0002177 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and WHITEFIELD MAIN ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Whitefield Main Road branch
The branch is located at NO.43/2, OLD NO.8, WHITE FIELD MAIN ROAD, BANGALORE,DIST.BANGALORE, KARNATAKA,PIN 560 066, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Whitefield Main Road branch” — the verified location pin for IFSC UTIB0002177 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002177 and your account number.
Verifying IFSC UTIB0002177 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002177 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Whitefield Main Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002177, however, work 24x7.
Branch address & contact
Axis BankWhitefield Main Road Branch
NO.43/2, OLD NO.8, WHITE FIELD MAIN ROAD, BANGALORE,DIST.BANGALORE, KARNATAKA,PIN 560 066
Bangalore, Karnataka
Phone: the branch contact number
IFSC: UTIB0002177
Frequently asked questions
Is IFSC UTIB0002177 the same for all accounts at Whitefield Main Road branch?
Yes. The IFSC UTIB0002177 is shared by every account held at Axis Bank's Whitefield Main Road branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0002177 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002177 to send funds instantly.
Does Axis Bank Whitefield Main Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Axis Bank Whitefield Main Road branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using UTIB0002177 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Whitefield Main Road reflect within 30 minutes.
Where is Axis Bank Whitefield Main Road branch located?
Axis Bank's Whitefield Main Road branch is located at NO.43/2, OLD NO.8, WHITE FIELD MAIN ROAD, BANGALORE,DIST.BANGALORE, KARNATAKA,PIN 560 066, Bangalore, Karnataka.
Summary
The IFSC code UTIB0002177 belongs to Axis Bank's WHITEFIELD MAIN ROAD branch, located at NO.43/2, OLD NO.8, WHITE FIELD MAIN ROAD, BANGALORE,DIST.BANGALORE,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
