Below are the complete branch details for Axis Bank, NYAYAMITRA SAHAKARA BANK branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SNSBNB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SNSBNB for Axis Bank – NYAYAMITRA SAHAKARA BANK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NYAYAMITRA SAHAKARA BANK is UTIB0SNSBNB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SNSBNB map to this branch in BANGALORE, KARNATAKA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nyayamitra Sahakara Bank branch in Bangalore, Karnataka is part of this network and uses the IFSC code UTIB0SNSBNB for all electronic settlement.
About the Nyayamitra Sahakara Bank branch
The Nyayamitra Sahakara Bank branch of Axis Bank is situated at ADMN OFFICE HIGH COURT BUILDINGNEW ANNEXEDRAMBEDKAR VEEDHIBENGALERU560001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SNSBNB is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nyayamitra Sahakara Bank |
| IFSC Code | UTIB0SNSBNB |
| MICR Code | Refer to cheque leaf |
| Branch Address | ADMN OFFICE HIGH COURT BUILDINGNEW ANNEXEDRAMBEDKAR VEEDHIBENGALERU560001 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22865939 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NYAYAMITRA SAHAKARA BANK branch came to be assigned the code UTIB0SNSBNB.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SNSBNB, money simply cannot be routed to the NYAYAMITRA SAHAKARA BANK branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Nyayamitra Sahakara Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SNSBNB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0SNSBNB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SNSBNB across all three.
How to use IFSC UTIB0SNSBNB for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NYAYAMITRA SAHAKARA BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SNSBNB.
- Confirm the bank name auto-populates as Axis Bank and the branch as NYAYAMITRA SAHAKARA BANK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NYAYAMITRA SAHAKARA BANK
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NYAYAMITRA SAHAKARA BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SNSBNB while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – NYAYAMITRA SAHAKARA BANK, use IMPS. With IFSC UTIB0SNSBNB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SNSBNB for Axis Bank – NYAYAMITRA SAHAKARA BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SNSBNB | Yes – UTIB0SNSBNB | Yes – UTIB0SNSBNB |
For most retail customers crediting the Nyayamitra Sahakara Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0SNSBNB
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – NYAYAMITRA SAHAKARA BANK is still mapped to IFSC UTIB0SNSBNB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SNSBNB and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nyayamitra Sahakara Bank branch is mapped to IFSC UTIB0SNSBNB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SNSBNB.
Banking services available
The Nyayamitra Sahakara Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22865939.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SNSBNB
Online banking and IFSC UTIB0SNSBNB
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NYAYAMITRA SAHAKARA BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SNSBNB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Nyayamitra Sahakara Bank branch sits at ADMN OFFICE HIGH COURT BUILDINGNEW ANNEXEDRAMBEDKAR VEEDHIBENGALERU560001. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22865939 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SNSBNB and your account number.
Common mistakes to avoid when using IFSC UTIB0SNSBNB
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NYAYAMITRA SAHAKARA BANK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0SNSBNB. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nyayamitra Sahakara Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SNSBNB, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SNSBNB for Axis Bank – NYAYAMITRA SAHAKARA BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankNyayamitra Sahakara Bank Branch
ADMN OFFICE HIGH COURT BUILDINGNEW ANNEXEDRAMBEDKAR VEEDHIBENGALERU560001
Bangalore, Karnataka
Phone: 80-22865939
IFSC: UTIB0SNSBNB
Frequently asked questions
Where is Axis Bank Nyayamitra Sahakara Bank branch located?
Axis Bank's Nyayamitra Sahakara Bank branch is located at ADMN OFFICE HIGH COURT BUILDINGNEW ANNEXEDRAMBEDKAR VEEDHIBENGALERU560001, Bangalore, Karnataka.
Does Axis Bank Nyayamitra Sahakara Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-22865939 to confirm.
How quickly will an NEFT transfer using UTIB0SNSBNB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Nyayamitra Sahakara Bank reflect within 30 minutes.
Is IFSC UTIB0SNSBNB the same for all accounts at Nyayamitra Sahakara Bank branch?
Yes. The IFSC UTIB0SNSBNB is shared by every account held at Axis Bank's Nyayamitra Sahakara Bank branch. Only the account number changes from customer to customer.
How do I add Axis Bank Nyayamitra Sahakara Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SNSBNB, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0SNSBNB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SNSBNB to send funds instantly.
Final notes
To recap: UTIB0SNSBNB is the IFSC code of Axis Bank, NYAYAMITRA SAHAKARA BANK branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
