This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, NEW BEL ROAD branch in BANGALORE. The 11-digit IFSC UTIB0002596 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the NEW BEL ROAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NEW BEL ROAD is UTIB0002596. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002596 map to this branch in BANGALORE, KARNATAKA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Bel Road branch in Bangalore, Karnataka is part of this network and uses the IFSC code UTIB0002596 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | New Bel Road |
| IFSC Code | UTIB0002596 |
| MICR Code | Refer to cheque leaf |
| Branch Address | S NO 44 NO2 MS COMPLEX RMV II STAGE |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 23604840 |
About this branch
The branch is located at S NO 44 NO2 MS COMPLEX RMV II STAGE. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002596 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NEW BEL ROAD branch came to be assigned the code UTIB0002596.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002596, money simply cannot be routed to the NEW BEL ROAD branch electronically.
Products and account variants supported
Every account opened at the New Bel Road branch is mapped to IFSC UTIB0002596 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002596.
Banking services available
The New Bel Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-23604840.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002596
How to transfer money using IFSC UTIB0002596
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002596 across all three.
How to use IFSC UTIB0002596 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NEW BEL ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002596.
- Confirm the bank name auto-populates as Axis Bank and the branch as NEW BEL ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEW BEL ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NEW BEL ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002596 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – NEW BEL ROAD, use IMPS. With IFSC UTIB0002596 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002596 for Axis Bank – NEW BEL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002596 | Yes – UTIB0002596 | Yes – UTIB0002596 |
For most retail customers crediting the New Bel Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NEW BEL ROAD branch, the IFSC UTIB0002596 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the New Bel Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002596 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002596 and the account number together uniquely identify the New Bel Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – NEW BEL ROAD:
- The IFSC is exactly UTIB0002596 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and NEW BEL ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the New Bel Road branch
The branch is located at S NO 44 NO2 MS COMPLEX RMV II STAGE, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank New Bel Road branch” — the verified location pin for IFSC UTIB0002596 should appear at the top of the results.
- Confirm the branch is open by calling 80-23604840 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002596 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002596 for Axis Bank – NEW BEL ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Bel Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002596, however, work 24x7.
Branch address & contact
Axis BankNew Bel Road Branch
S NO 44 NO2 MS COMPLEX RMV II STAGE
Bangalore, Karnataka
Phone: 80-23604840
IFSC: UTIB0002596
Frequently asked questions
What is the phone number of Axis Bank New Bel Road branch?
You can reach the branch at 80-23604840 during regular banking hours.
Can I use IFSC UTIB0002596 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002596 to send funds instantly.
Is IFSC UTIB0002596 the same for all accounts at New Bel Road branch?
Yes. The IFSC UTIB0002596 is shared by every account held at Axis Bank's New Bel Road branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank New Bel Road branch?
The IFSC code of Axis Bank, New Bel Road branch is UTIB0002596. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Bel Road branch but serve different purposes.
How do I add Axis Bank New Bel Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002596, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank New Bel Road branch located?
Axis Bank's New Bel Road branch is located at S NO 44 NO2 MS COMPLEX RMV II STAGE, Bangalore, Karnataka.
Final notes
To recap: UTIB0002596 is the IFSC code of Axis Bank, NEW BEL ROAD branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
