If you are searching for the IFSC code of Axis Bank, NAGARBHAVI branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is UTIB0001447. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGARBHAVI branch, and detailed step-by-step guides for using the IFSC UTIB0001447 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's NAGARBHAVI branch, the IFSC UTIB0001447 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001447 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nagarbhavi |
| IFSC Code | UTIB0001447 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SRI GANESH COMPLEX, NO.28,GNANA BHARATHI MAIN ROAD ,NAGARA BHAVI CIRCLE , BANGALORE ,KARNATAKA, PIN 560072 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Nagarbhavi branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001447.
Nagarbhavi branch overview
Located at SRI GANESH COMPLEX, NO.28,GNANA BHARATHI MAIN ROAD ,NAGARA BHAVI CIRCLE , BANGALORE ,KARNATAKA, PIN 560072, the Nagarbhavi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001447 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NAGARBHAVI branch came to be assigned the code UTIB0001447.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001447, money simply cannot be routed to the NAGARBHAVI branch electronically.
How to transfer money using IFSC UTIB0001447
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001447 across all three.
NEFT to Axis Bank, NAGARBHAVI using IFSC UTIB0001447
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001447, and confirm that the system picks up Axis Bank – NAGARBHAVI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAGARBHAVI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NAGARBHAVI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001447 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank NAGARBHAVI (IFSC UTIB0001447)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001447 in your mobile or internet banking app, and the money is credited to the NAGARBHAVI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nagarbhavi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001447:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAGARBHAVI is still linked to IFSC UTIB0001447.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001447
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – NAGARBHAVI is still mapped to IFSC UTIB0001447. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001447 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nagarbhavi branch is mapped to IFSC UTIB0001447 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001447.
Products and services
Customers walking into the Nagarbhavi branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001447
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001447 and the account number together uniquely identify the Nagarbhavi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Nagarbhavi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001447 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – NAGARBHAVI:
- The IFSC is exactly UTIB0001447 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and NAGARBHAVI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nagarbhavi branch
The branch is located at SRI GANESH COMPLEX, NO.28,GNANA BHARATHI MAIN ROAD ,NAGARA BHAVI CIRCLE , BANGALORE ,KARNATAKA, PIN 560072, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Nagarbhavi branch” — the verified location pin for IFSC UTIB0001447 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001447 and your account number.
Verifying IFSC UTIB0001447 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001447 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nagarbhavi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001447 continue to work without interruption.
Branch address & contact
Axis BankNagarbhavi Branch
SRI GANESH COMPLEX, NO.28,GNANA BHARATHI MAIN ROAD ,NAGARA BHAVI CIRCLE , BANGALORE ,KARNATAKA, PIN 560072
Bangalore, Karnataka
Phone: the branch contact number
IFSC: UTIB0001447
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagarbhavi branch but serve different purposes.
How do I add Axis Bank Nagarbhavi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001447, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0001447 the same for all accounts at Nagarbhavi branch?
Yes. The IFSC UTIB0001447 is shared by every account held at Axis Bank's Nagarbhavi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0001447 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Nagarbhavi reflect within 30 minutes.
What is the IFSC code of Axis Bank Nagarbhavi branch?
The IFSC code of Axis Bank, Nagarbhavi branch is UTIB0001447. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0001447 valid for NEFT and RTGS?
Yes. IFSC UTIB0001447 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0001447 belongs to Axis Bank's NAGARBHAVI branch, located at SRI GANESH COMPLEX, NO.28,GNANA BHARATHI MAIN ROAD ,NAGARA BHAVI CIRCLE ,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
