Below are the complete branch details for Axis Bank, KONANAKUNTE branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005011. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005011 for Axis Bank – KONANAKUNTE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – KONANAKUNTE is UTIB0005011. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005011 map to this branch in BANGALORE, KARNATAKA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Konanakunte |
| IFSC Code | UTIB0005011 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F, BANGALORE |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9980229911 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Konanakunte branch in Bangalore, Karnataka is part of this network and uses the IFSC code UTIB0005011 for all electronic settlement.
Konanakunte branch overview
Located at GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F, BANGALORE, the Konanakunte branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005011 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KONANAKUNTE of Axis Bank — its own 11-character IFSC. The code UTIB0005011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005011 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005011
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005011 across all three.
NEFT to Axis Bank, KONANAKUNTE using IFSC UTIB0005011
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005011, and confirm that the system picks up Axis Bank – KONANAKUNTE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005011
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KONANAKUNTE, ensure your bank's portal accepts IFSC UTIB0005011 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KONANAKUNTE, use IMPS. With IFSC UTIB0005011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005011 for Axis Bank – KONANAKUNTE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005011 | Yes – UTIB0005011 | Yes – UTIB0005011 |
For most retail customers crediting the Konanakunte branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KONANAKUNTE branch, the IFSC UTIB0005011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Konanakunte branch is mapped to IFSC UTIB0005011 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005011.
Banking services available
The Konanakunte branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9980229911.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005011
MICR & cheque-truncation details
Cheques drawn on the Konanakunte branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005011
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KONANAKUNTE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KONANAKUNTE:
- The IFSC is exactly UTIB0005011 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KONANAKUNTE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Konanakunte branch sits at GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F, BANGALORE. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 91-9980229911 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005011 and your account number.
Verifying IFSC UTIB0005011 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005011 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9980229911.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Konanakunte are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005011 continue to work without interruption.
Branch address & contact
Axis BankKonanakunte Branch
GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F, BANGALORE
Bangalore, Karnataka
Phone: 91-9980229911
IFSC: UTIB0005011
Frequently asked questions
Is IFSC UTIB0005011 valid for NEFT and RTGS?
Yes. IFSC UTIB0005011 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Konanakunte as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005011, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005011 the same for all accounts at Konanakunte branch?
Yes. The IFSC UTIB0005011 is shared by every account held at Axis Bank's Konanakunte branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Konanakunte branch but serve different purposes.
Can I use IFSC UTIB0005011 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005011 to send funds instantly.
Where is Axis Bank Konanakunte branch located?
Axis Bank's Konanakunte branch is located at GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F, BANGALORE, Bangalore, Karnataka.
Summary
The IFSC code UTIB0005011 belongs to Axis Bank's KONANAKUNTE branch, located at GROUND FLOOR, CENTURY CENTRAL, KANAKAPURA ROAD, KONANAKUNTE VILLAGE TOWER F,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
