IFSC Code of Axis Bank, Kembathalli Jp Nagar Ninth Phase Branch Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch in BANGALORE. The 11-digit IFSC UTIB0006389 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the KEMBATHALLI JP NAGAR NINTH PHASE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – KEMBATHALLI JP NAGAR NINTH PHASE BRANCH is UTIB0006389. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006389 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kembathalli Jp Nagar Ninth Phase Branch branch — IFSC UTIB0006389 — extends the bank's services to customers in and around Bangalore, Karnataka.

About this branch

The branch is located at SITE NO 54, 80 FEET MAIN ROAD, CLASSIC LAYOUT KEMBATHAHALLI, JP NAGAR BANGALORE 560062, ANJANAPURA SUB OFFICE 560108, BENGULURU. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006389 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch came to be assigned the code UTIB0006389.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006389, money simply cannot be routed to the KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch electronically.

How to transfer money using IFSC UTIB0006389

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006389 across all three.

How to use IFSC UTIB0006389 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0006389.
4. Confirm the bank name auto-populates as Axis Bank and the branch as KEMBATHALLI JP NAGAR NINTH PHASE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KEMBATHALLI JP NAGAR NINTH PHASE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006389 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – KEMBATHALLI JP NAGAR NINTH PHASE BRANCH, use IMPS. With IFSC UTIB0006389 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0006389 for Axis Bank – KEMBATHALLI JP NAGAR NINTH PHASE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kembathalli Jp Nagar Ninth Phase Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0006389

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KEMBATHALLI JP NAGAR NINTH PHASE BRANCH is still mapped to IFSC UTIB0006389. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006389 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kembathalli Jp Nagar Ninth Phase Branch branch

Once you have an account at Axis Bank – KEMBATHALLI JP NAGAR NINTH PHASE BRANCH, the IFSC UTIB0006389 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kembathalli Jp Nagar Ninth Phase Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-9620188260.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006389

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006389 and the account number together uniquely identify the Kembathalli Jp Nagar Ninth Phase Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UTIB0006389

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006389 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC UTIB0006389

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KEMBATHALLI JP NAGAR NINTH PHASE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0006389.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Kembathalli Jp Nagar Ninth Phase Branch branch

The branch is located at SITE NO 54, 80 FEET MAIN ROAD, CLASSIC LAYOUT KEMBATHAHALLI, JP NAGAR BANGALORE 560062, ANJANAPURA SUB OFFICE 560108, BENGULURU, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Kembathalli Jp Nagar Ninth Phase Branch branch” — the verified location pin for IFSC UTIB0006389 should appear at the top of the results.
2. Confirm the branch is open by calling 80-9620188260 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006389 and your account number.

Verifying IFSC UTIB0006389 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006389 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-9620188260.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kembathalli Jp Nagar Ninth Phase Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006389 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0006389 is the IFSC code of Axis Bank, KEMBATHALLI JP NAGAR NINTH PHASE BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.