Use this page as a one-stop reference for everything related to Axis Bank's HOODI BRANCH branch in BANGALORE, KARNATAKA. The branch's IFSC code UTIB0004162 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – HOODI BRANCH is UTIB0004162. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004162 map to this branch in BANGALORE, KARNATAKA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Hoodi Branch branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004162.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Hoodi Branch |
| IFSC Code | UTIB0004162 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R PURAM HOBLI BANGALORE 560048 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 28540751 |
About this branch
The branch is located at GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R PURAM HOBLI BANGALORE 560048. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004162 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HOODI BRANCH branch came to be assigned the code UTIB0004162.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004162, money simply cannot be routed to the HOODI BRANCH branch electronically.
Account types you can open at the Hoodi Branch branch
Once you have an account at Axis Bank – HOODI BRANCH, the IFSC UTIB0004162 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hoodi Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-28540751.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004162
How to transfer money using IFSC UTIB0004162
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004162 across all three.
How to use IFSC UTIB0004162 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's HOODI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004162.
- Confirm the bank name auto-populates as Axis Bank and the branch as HOODI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HOODI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HOODI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004162 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank HOODI BRANCH (IFSC UTIB0004162)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004162 in your mobile or internet banking app, and the money is credited to the HOODI BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004162 for Axis Bank – HOODI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004162 | Yes – UTIB0004162 | Yes – UTIB0004162 |
For most retail customers crediting the Hoodi Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004162
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – HOODI BRANCH is still mapped to IFSC UTIB0004162. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004162 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Hoodi Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004162 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004162 and the account number together uniquely identify the Hoodi Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – HOODI BRANCH:
- The IFSC is exactly UTIB0004162 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and HOODI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Hoodi Branch branch
The branch is located at GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R PURAM HOBLI BANGALORE 560048, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Hoodi Branch branch” — the verified location pin for IFSC UTIB0004162 should appear at the top of the results.
- Confirm the branch is open by calling 80-28540751 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004162 and your account number.
Verifying IFSC UTIB0004162 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004162 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-28540751.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hoodi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004162, however, work 24x7.
Branch address & contact
Axis BankHoodi Branch Branch
GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R PURAM HOBLI BANGALORE 560048
Bangalore, Karnataka
Phone: 80-28540751
IFSC: UTIB0004162
Frequently asked questions
What is the IFSC code of Axis Bank Hoodi Branch branch?
The IFSC code of Axis Bank, Hoodi Branch branch is UTIB0004162. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Hoodi Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-28540751 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hoodi Branch branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0004162 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Hoodi Branch reflect within 30 minutes.
Is IFSC UTIB0004162 valid for NEFT and RTGS?
Yes. IFSC UTIB0004162 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Hoodi Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004162, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004162 the same for all accounts at Hoodi Branch branch?
Yes. The IFSC UTIB0004162 is shared by every account held at Axis Bank's Hoodi Branch branch. Only the account number changes from customer to customer.
Where is Axis Bank Hoodi Branch branch located?
Axis Bank's Hoodi Branch branch is located at GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R PURAM HOBLI BANGALORE 560048, Bangalore, Karnataka.
Summary
The IFSC code UTIB0004162 belongs to Axis Bank's HOODI BRANCH branch, located at GRD FLR SY NO 20 DODDANAKUNDI 2ND PHASE INDUSTRIAL AREA HOODI VILLAGE K R… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
