Below are the complete branch details for Axis Bank, GUNJURPALYA BRANCH branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006395. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006395 for Axis Bank – GUNJURPALYA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006395 is the IFSC of Axis Bank's GUNJURPALYA BRANCH branch. The format is fixed: UTIB = bank code, 0 = reserved, 006395 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Gunjurpalya Branch branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006395.
Gunjurpalya Branch branch overview
Located at SY NO 141, 2 AND 141, 5 NEW CDP ROAD GUNJUR VILLAGE OPPOSITE TO TATA MOTORS GUNJUR VARTHUR POST OFFICE, the Gunjurpalya Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006395 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gunjurpalya Branch |
| IFSC Code | UTIB0006395 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SY NO 141, 2 AND 141, 5 NEW CDP ROAD GUNJUR VILLAGE OPPOSITE TO TATA MOTORS GUNJUR VARTHUR POST OFFICE |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 9980654932 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUNJURPALYA BRANCH of Axis Bank — its own 11-character IFSC. The code UTIB0006395 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006395 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006395 and the account number together uniquely identify the Gunjurpalya Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0006395
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006395 across all three.
NEFT to Axis Bank, GUNJURPALYA BRANCH using IFSC UTIB0006395
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006395, and confirm that the system picks up Axis Bank – GUNJURPALYA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006395
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GUNJURPALYA BRANCH, ensure your bank's portal accepts IFSC UTIB0006395 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GUNJURPALYA BRANCH, use IMPS. With IFSC UTIB0006395 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006395 for Axis Bank – GUNJURPALYA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006395 | Yes – UTIB0006395 | Yes – UTIB0006395 |
For most retail customers crediting the Gunjurpalya Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GUNJURPALYA BRANCH branch, the IFSC UTIB0006395 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Gunjurpalya Branch branch
Once you have an account at Axis Bank – GUNJURPALYA BRANCH, the IFSC UTIB0006395 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gunjurpalya Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-9980654932.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006395
Digital banking channels
Most day-to-day work that customers used to do at the Gunjurpalya Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006395 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Gunjurpalya Branch branch
The branch is located at SY NO 141, 2 AND 141, 5 NEW CDP ROAD GUNJUR VILLAGE OPPOSITE TO TATA MOTORS GUNJUR VARTHUR POST OFFICE, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Gunjurpalya Branch branch” — the verified location pin for IFSC UTIB0006395 should appear at the top of the results.
- Confirm the branch is open by calling 80-9980654932 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006395 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GUNJURPALYA BRANCH:
- The IFSC is exactly UTIB0006395 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GUNJURPALYA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gunjurpalya Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006395 continue to work without interruption.
Verifying IFSC UTIB0006395 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006395 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-9980654932.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankGunjurpalya Branch Branch
SY NO 141, 2 AND 141, 5 NEW CDP ROAD GUNJUR VILLAGE OPPOSITE TO TATA MOTORS GUNJUR VARTHUR POST OFFICE
Bangalore, Karnataka
Phone: 80-9980654932
IFSC: UTIB0006395
Frequently asked questions
What is the phone number of Axis Bank Gunjurpalya Branch branch?
You can reach the branch at 80-9980654932 during regular banking hours.
Does Axis Bank Gunjurpalya Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-9980654932 to confirm.
Can I use IFSC UTIB0006395 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006395 to send funds instantly.
Is IFSC UTIB0006395 valid for NEFT and RTGS?
Yes. IFSC UTIB0006395 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0006395 the same for all accounts at Gunjurpalya Branch branch?
Yes. The IFSC UTIB0006395 is shared by every account held at Axis Bank's Gunjurpalya Branch branch. Only the account number changes from customer to customer.
Where is Axis Bank Gunjurpalya Branch branch located?
Axis Bank's Gunjurpalya Branch branch is located at SY NO 141, 2 AND 141, 5 NEW CDP ROAD GUNJUR VILLAGE OPPOSITE TO TATA MOTORS GUNJUR VARTHUR POST OFFICE, Bangalore, Karnataka.
Final notes
To recap: UTIB0006395 is the IFSC code of Axis Bank, GUNJURPALYA BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
