Below are the complete branch details for Axis Bank, BINNY MILL ROAD BRANCH branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005765. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005765 for Axis Bank – BINNY MILL ROAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BINNY MILL ROAD BRANCH is UTIB0005765. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005765 map to this branch in BANGALORE, KARNATAKA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Binny Mill Road Branch branch in Bangalore, Karnataka is part of this network and uses the IFSC code UTIB0005765 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Binny Mill Road Branch |
| IFSC Code | UTIB0005765 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD, BANGALORE 560023 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 9449192625 |
About this branch
The branch is located at GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD, BANGALORE 560023. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005765 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BINNY MILL ROAD BRANCH of Axis Bank — its own 11-character IFSC. The code UTIB0005765 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005765 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Binny Mill Road Branch branch
Once you have an account at Axis Bank – BINNY MILL ROAD BRANCH, the IFSC UTIB0005765 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Binny Mill Road Branch branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005765
How to transfer money using IFSC UTIB0005765
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005765 across all three.
NEFT to Axis Bank, BINNY MILL ROAD BRANCH using IFSC UTIB0005765
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005765, and confirm that the system picks up Axis Bank – BINNY MILL ROAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005765
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BINNY MILL ROAD BRANCH, ensure your bank's portal accepts IFSC UTIB0005765 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BINNY MILL ROAD BRANCH (IFSC UTIB0005765)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005765 in your mobile or internet banking app, and the money is credited to the BINNY MILL ROAD BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005765 for Axis Bank – BINNY MILL ROAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005765 | Yes – UTIB0005765 | Yes – UTIB0005765 |
For most retail customers crediting the Binny Mill Road Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005765
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BINNY MILL ROAD BRANCH is still mapped to IFSC UTIB0005765. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005765 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Binny Mill Road Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005765 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005765 and the account number together uniquely identify the Binny Mill Road Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005765
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BINNY MILL ROAD BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005765. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Binny Mill Road Branch branch sits at GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD, BANGALORE 560023. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-9449192625 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005765 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005765 for Axis Bank – BINNY MILL ROAD BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Binny Mill Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005765 continue to work without interruption.
Branch address & contact
Axis BankBinny Mill Road Branch Branch
GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD, BANGALORE 560023
Bangalore, Karnataka
Phone: 80-9449192625
IFSC: UTIB0005765
Frequently asked questions
Where is Axis Bank Binny Mill Road Branch branch located?
Axis Bank's Binny Mill Road Branch branch is located at GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD, BANGALORE 560023, Bangalore, Karnataka.
Does Axis Bank Binny Mill Road Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-9449192625 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Binny Mill Road Branch branch but serve different purposes.
What is the phone number of Axis Bank Binny Mill Road Branch branch?
You can reach the branch at 80-9449192625 during regular banking hours.
How quickly will an NEFT transfer using UTIB0005765 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Binny Mill Road Branch reflect within 30 minutes.
Is IFSC UTIB0005765 valid for NEFT and RTGS?
Yes. IFSC UTIB0005765 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0005765 belongs to Axis Bank's BINNY MILL ROAD BRANCH branch, located at GROUND FLOOR, NOS 11, 12 AND 13, NO 8, SANKALP BUSINESS BAY, MAGADI ROAD,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
