Use this page as a one-stop reference for everything related to Axis Bank's BHATTARAHALLI branch in BANGALORE, KARNATAKA. The branch's IFSC code UTIB0004821 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004821 is the IFSC of Axis Bank's BHATTARAHALLI branch. The format is fixed: UTIB = bank code, 0 = reserved, 004821 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhattarahalli branch — IFSC UTIB0004821 — extends the bank's services to customers in and around Bangalore, Karnataka.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhattarahalli |
| IFSC Code | UTIB0004821 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NO 30, BHATTARAHALLI GATE, OLD MADRAS ROAD, VIRGONAGAR POST BANGALORE |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 968657772 |
About this branch
The branch is located at GROUND FLOOR, NO 30, BHATTARAHALLI GATE, OLD MADRAS ROAD, VIRGONAGAR POST BANGALORE. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004821 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BHATTARAHALLI branch came to be assigned the code UTIB0004821.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004821, money simply cannot be routed to the BHATTARAHALLI branch electronically.
Products and account variants supported
Every account opened at the Bhattarahalli branch is mapped to IFSC UTIB0004821 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004821.
Banking services available
The Bhattarahalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-968657772.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004821
How to transfer money using IFSC UTIB0004821
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004821 across all three.
How to use IFSC UTIB0004821 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BHATTARAHALLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004821.
- Confirm the bank name auto-populates as Axis Bank and the branch as BHATTARAHALLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004821
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BHATTARAHALLI, ensure your bank's portal accepts IFSC UTIB0004821 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BHATTARAHALLI (IFSC UTIB0004821)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004821 in your mobile or internet banking app, and the money is credited to the BHATTARAHALLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004821 for Axis Bank – BHATTARAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004821 | Yes – UTIB0004821 | Yes – UTIB0004821 |
For most retail customers crediting the Bhattarahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004821
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BHATTARAHALLI is still mapped to IFSC UTIB0004821. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004821 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0004821
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BHATTARAHALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004821 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004821 and the account number together uniquely identify the Bhattarahalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0004821
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BHATTARAHALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004821. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bhattarahalli branch sits at GROUND FLOOR, NO 30, BHATTARAHALLI GATE, OLD MADRAS ROAD, VIRGONAGAR POST BANGALORE. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-968657772 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004821 and your account number.
Verifying IFSC UTIB0004821 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004821 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-968657772.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhattarahalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004821, however, work 24x7.
Branch address & contact
Axis BankBhattarahalli Branch
GROUND FLOOR, NO 30, BHATTARAHALLI GATE, OLD MADRAS ROAD, VIRGONAGAR POST BANGALORE
Bangalore, Karnataka
Phone: 80-968657772
IFSC: UTIB0004821
Frequently asked questions
Does Axis Bank Bhattarahalli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-968657772 to confirm.
How do I add Axis Bank Bhattarahalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004821, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004821 the same for all accounts at Bhattarahalli branch?
Yes. The IFSC UTIB0004821 is shared by every account held at Axis Bank's Bhattarahalli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0004821 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bhattarahalli reflect within 30 minutes.
What is the IFSC code of Axis Bank Bhattarahalli branch?
The IFSC code of Axis Bank, Bhattarahalli branch is UTIB0004821. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Bhattarahalli branch located?
Axis Bank's Bhattarahalli branch is located at GROUND FLOOR, NO 30, BHATTARAHALLI GATE, OLD MADRAS ROAD, VIRGONAGAR POST BANGALORE, Bangalore, Karnataka.
Final notes
To recap: UTIB0004821 is the IFSC code of Axis Bank, BHATTARAHALLI branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
