Below are the complete branch details for Axis Bank, ANANDA COOP BANK LTD branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SANDBL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SANDBL for Axis Bank – ANANDA COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's ANANDA COOP BANK LTD branch, the IFSC UTIB0SANDBL breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SANDBL identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ananda Coop Bank Ltd |
| IFSC Code | UTIB0SANDBL |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 116, 2ND MAINROAD SHESHADIPURAM, 560020 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 23447829 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Ananda Coop Bank Ltd branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SANDBL.
About the Ananda Coop Bank Ltd branch
The Ananda Coop Bank Ltd branch of Axis Bank is situated at NO 116, 2ND MAINROAD SHESHADIPURAM, 560020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SANDBL is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ANANDA COOP BANK LTD branch came to be assigned the code UTIB0SANDBL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SANDBL, money simply cannot be routed to the ANANDA COOP BANK LTD branch electronically.
How to transfer money using IFSC UTIB0SANDBL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SANDBL across all three.
NEFT to Axis Bank, ANANDA COOP BANK LTD using IFSC UTIB0SANDBL
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SANDBL, and confirm that the system picks up Axis Bank – ANANDA COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANANDA COOP BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ANANDA COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SANDBL while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – ANANDA COOP BANK LTD, use IMPS. With IFSC UTIB0SANDBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SANDBL for Axis Bank – ANANDA COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SANDBL | Yes – UTIB0SANDBL | Yes – UTIB0SANDBL |
For most retail customers crediting the Ananda Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ANANDA COOP BANK LTD branch, the IFSC UTIB0SANDBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ananda Coop Bank Ltd branch
Once you have an account at Axis Bank – ANANDA COOP BANK LTD, the IFSC UTIB0SANDBL stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ananda Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-23447829.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SANDBL
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SANDBL and the account number together uniquely identify the Ananda Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0SANDBL
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the ANANDA COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SANDBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ANANDA COOP BANK LTD:
- The IFSC is exactly UTIB0SANDBL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and ANANDA COOP BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ananda Coop Bank Ltd branch
The branch is located at NO 116, 2ND MAINROAD SHESHADIPURAM, 560020, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ananda Coop Bank Ltd branch” — the verified location pin for IFSC UTIB0SANDBL should appear at the top of the results.
- Confirm the branch is open by calling 80-23447829 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SANDBL and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SANDBL for Axis Bank – ANANDA COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ananda Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SANDBL continue to work without interruption.
Branch address & contact
Axis BankAnanda Coop Bank Ltd Branch
NO 116, 2ND MAINROAD SHESHADIPURAM, 560020
Bangalore, Karnataka
Phone: 80-23447829
IFSC: UTIB0SANDBL
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ananda Coop Bank Ltd branch but serve different purposes.
Is IFSC UTIB0SANDBL valid for NEFT and RTGS?
Yes. IFSC UTIB0SANDBL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Ananda Coop Bank Ltd branch?
The IFSC code of Axis Bank, Ananda Coop Bank Ltd branch is UTIB0SANDBL. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0SANDBL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SANDBL to send funds instantly.
How do I add Axis Bank Ananda Coop Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SANDBL, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Ananda Coop Bank Ltd branch?
You can reach the branch at 80-23447829 during regular banking hours.
Does Axis Bank Ananda Coop Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-23447829 to confirm.
Summary
The IFSC code UTIB0SANDBL belongs to Axis Bank's ANANDA COOP BANK LTD branch, located at NO 116, 2ND MAINROAD SHESHADIPURAM, 560020 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
