Below are the complete branch details for Axis Bank, MUKANDPUR branch, located in BANGA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006007. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006007 for Axis Bank – MUKANDPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – MUKANDPUR is UTIB0006007. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006007 map to this branch in BANGA, PUNJAB.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Mukandpur branch in Banga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006007.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mukandpur |
| IFSC Code | UTIB0006007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,KHATA NO 784,940,200,246 KHASRA NO 32,26,32,2,1,9,2,HADBAST NO 192,VILLAGE MUKANDPUR,BANGA ROAD |
| City | Banga |
| District | Sbs Nagar |
| State | Punjab |
| STD Code | 1823 |
| Phone | 9814896313 |
About this branch
The branch is located at GROUND FLOOR,KHATA NO 784,940,200,246 KHASRA NO 32,26,32,2,1,9,2,HADBAST NO 192,VILLAGE MUKANDPUR,BANGA ROAD. It serves the Banga region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006007 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MUKANDPUR branch came to be assigned the code UTIB0006007.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006007, money simply cannot be routed to the MUKANDPUR branch electronically.
Products and account variants supported
Every account opened at the Mukandpur branch is mapped to IFSC UTIB0006007 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006007.
Banking services available
The Mukandpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1823-9814896313.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006007
How to transfer money using IFSC UTIB0006007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006007 across all three.
How to use IFSC UTIB0006007 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MUKANDPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006007.
- Confirm the bank name auto-populates as Axis Bank and the branch as MUKANDPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006007
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MUKANDPUR, ensure your bank's portal accepts IFSC UTIB0006007 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MUKANDPUR, use IMPS. With IFSC UTIB0006007 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mukandpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0006007:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUKANDPUR is still linked to IFSC UTIB0006007.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MUKANDPUR branch, the IFSC UTIB0006007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0006007
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MUKANDPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mukandpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0006007
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MUKANDPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006007. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mukandpur branch sits at GROUND FLOOR,KHATA NO 784,940,200,246 KHASRA NO 32,26,32,2,1,9,2,HADBAST NO 192,VILLAGE MUKANDPUR,BANGA ROAD. If you are travelling from outside Banga, search for the branch on a maps application using the bank name and locality, or call 1823-9814896313 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006007 and your account number.
Verifying IFSC UTIB0006007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1823-9814896313.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mukandpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006007, however, work 24x7.
Branch address & contact
Axis BankMukandpur Branch
GROUND FLOOR,KHATA NO 784,940,200,246 KHASRA NO 32,26,32,2,1,9,2,HADBAST NO 192,VILLAGE MUKANDPUR,BANGA ROAD
Banga, Punjab
Phone: 1823-9814896313
IFSC: UTIB0006007
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mukandpur branch but serve different purposes.
Is IFSC UTIB0006007 the same for all accounts at Mukandpur branch?
Yes. The IFSC UTIB0006007 is shared by every account held at Axis Bank's Mukandpur branch. Only the account number changes from customer to customer.
How do I add Axis Bank Mukandpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006007, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Mukandpur branch?
The IFSC code of Axis Bank, Mukandpur branch is UTIB0006007. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Mukandpur branch located?
Axis Bank's Mukandpur branch is located at GROUND FLOOR,KHATA NO 784,940,200,246 KHASRA NO 32,26,32,2,1,9,2,HADBAST NO 192,VILLAGE MUKANDPUR,BANGA ROAD, Banga, Punjab.
Can I use IFSC UTIB0006007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006007 to send funds instantly.
Summary
The IFSC code UTIB0006007 belongs to Axis Bank's MUKANDPUR branch, located at GROUND FLOOR,KHATA NO 784,940,200,246 KHASRA NO 32,26,32,2,1,9,2,HADBAST NO… in BANGA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
