Use this page as a one-stop reference for everything related to Axis Bank's BAKSARIA UTRAULA branch in BALRAMPUR, UTTAR PRADESH. The branch's IFSC code UTIB0005673 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005673 is the IFSC of Axis Bank's BAKSARIA UTRAULA branch. The format is fixed: UTIB = bank code, 0 = reserved, 005673 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Baksaria Utraula branch — IFSC UTIB0005673 — extends the bank's services to customers in and around Balrampur, Uttar Pradesh.
About the Baksaria Utraula branch
The Baksaria Utraula branch of Axis Bank is situated at GROUND FLOOR, KHASRA 53 MIN, VILLAGE BAKSARIA, PARGANA TEHSIL UTRAULA, DIST BALRAMPUR, UP 271604. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005673 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Baksaria Utraula |
| IFSC Code | UTIB0005673 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA 53 MIN, VILLAGE BAKSARIA, PARGANA TEHSIL UTRAULA, DIST BALRAMPUR, UP 271604 |
| City | Balrampur |
| District | Balrampur |
| State | Uttar Pradesh |
| STD Code | 7831 |
| Phone | 8527299721 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BAKSARIA UTRAULA branch came to be assigned the code UTIB0005673.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005673, money simply cannot be routed to the BAKSARIA UTRAULA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005673 and the account number together uniquely identify the Baksaria Utraula branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005673
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005673 across all three.
How to use IFSC UTIB0005673 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BAKSARIA UTRAULA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005673.
- Confirm the bank name auto-populates as Axis Bank and the branch as BAKSARIA UTRAULA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BAKSARIA UTRAULA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BAKSARIA UTRAULA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005673 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BAKSARIA UTRAULA, use IMPS. With IFSC UTIB0005673 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Baksaria Utraula
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005673:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAKSARIA UTRAULA is still linked to IFSC UTIB0005673.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005673
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BAKSARIA UTRAULA is still mapped to IFSC UTIB0005673. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005673 and the beneficiary's account number to complete the transfer.
Account types you can open at the Baksaria Utraula branch
Once you have an account at Axis Bank – BAKSARIA UTRAULA, the IFSC UTIB0005673 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Baksaria Utraula branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7831-8527299721.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005673
Digital banking channels
Most day-to-day work that customers used to do at the Baksaria Utraula branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005673 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Baksaria Utraula branch sits at GROUND FLOOR, KHASRA 53 MIN, VILLAGE BAKSARIA, PARGANA TEHSIL UTRAULA, DIST BALRAMPUR, UP 271604. If you are travelling from outside Balrampur, search for the branch on a maps application using the bank name and locality, or call 7831-8527299721 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005673 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BAKSARIA UTRAULA:
- The IFSC is exactly UTIB0005673 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BAKSARIA UTRAULA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baksaria Utraula branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005673, however, work 24x7.
Verifying IFSC UTIB0005673 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005673 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7831-8527299721.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBaksaria Utraula Branch
GROUND FLOOR, KHASRA 53 MIN, VILLAGE BAKSARIA, PARGANA TEHSIL UTRAULA, DIST BALRAMPUR, UP 271604
Balrampur, Uttar Pradesh
Phone: 7831-8527299721
IFSC: UTIB0005673
Frequently asked questions
Does Axis Bank Baksaria Utraula branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7831-8527299721 to confirm.
How quickly will an NEFT transfer using UTIB0005673 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Baksaria Utraula reflect within 30 minutes.
What is the phone number of Axis Bank Baksaria Utraula branch?
You can reach the branch at 7831-8527299721 during regular banking hours.
How do I add Axis Bank Baksaria Utraula as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005673, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005673 valid for NEFT and RTGS?
Yes. IFSC UTIB0005673 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0005673 the same for all accounts at Baksaria Utraula branch?
Yes. The IFSC UTIB0005673 is shared by every account held at Axis Bank's Baksaria Utraula branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0005673 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005673 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Baksaria Utraula branch but serve different purposes.
Final notes
To recap: UTIB0005673 is the IFSC code of Axis Bank, BAKSARIA UTRAULA branch, in BALRAMPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
