IFSC Code of Axis Bank, Kaalamma Street Ballari Branch, Karnataka

Below are the complete branch details for Axis Bank, KAALAMMA STREET BALLARI branch, located in BALLARI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003395. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003395 for Axis Bank – KAALAMMA STREET BALLARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – KAALAMMA STREET BALLARI is UTIB0003395. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003395 map to this branch in BALLARI, KARNATAKA.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Kaalamma Street Ballari branch in Ballari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003395.

Branch details at a glance

About this branch

The branch is located at KVM ARCADE T S NO 282 283 WARD NO 15 BLOCK NO 5 KAALAMMA STREET BANGALORE RD BALLARI 583101. It serves the Ballari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003395 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KAALAMMA STREET BALLARI branch came to be assigned the code UTIB0003395.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003395, money simply cannot be routed to the KAALAMMA STREET BALLARI branch electronically.

Account types you can open at the Kaalamma Street Ballari branch

Once you have an account at Axis Bank – KAALAMMA STREET BALLARI, the IFSC UTIB0003395 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kaalamma Street Ballari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8392-276772.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003395

How to transfer money using IFSC UTIB0003395

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003395 across all three.

NEFT to Axis Bank, KAALAMMA STREET BALLARI using IFSC UTIB0003395

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003395, and confirm that the system picks up Axis Bank – KAALAMMA STREET BALLARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0003395

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KAALAMMA STREET BALLARI, ensure your bank's portal accepts IFSC UTIB0003395 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank KAALAMMA STREET BALLARI (IFSC UTIB0003395)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003395 in your mobile or internet banking app, and the money is credited to the KAALAMMA STREET BALLARI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kaalamma Street Ballari

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003395:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAALAMMA STREET BALLARI is still linked to IFSC UTIB0003395.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KAALAMMA STREET BALLARI branch, the IFSC UTIB0003395 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC UTIB0003395

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KAALAMMA STREET BALLARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003395 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kaalamma Street Ballari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003395 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KAALAMMA STREET BALLARI:

• The IFSC is exactly UTIB0003395 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and KAALAMMA STREET BALLARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kaalamma Street Ballari branch

The branch is located at KVM ARCADE T S NO 282 283 WARD NO 15 BLOCK NO 5 KAALAMMA STREET BANGALORE RD BALLARI 583101, which puts it inside Ballari, the broader Ballari district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Kaalamma Street Ballari branch” — the verified location pin for IFSC UTIB0003395 should appear at the top of the results.
2. Confirm the branch is open by calling 8392-276772 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003395 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0003395 for Axis Bank – KAALAMMA STREET BALLARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kaalamma Street Ballari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003395 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0003395 belongs to Axis Bank's KAALAMMA STREET BALLARI branch, located at KVM ARCADE T S NO 282 283 WARD NO 15 BLOCK NO 5 KAALAMMA STREET BANGALORE RD… in BALLARI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.