This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BALKISHANPUR branch in BALKISHANPUR. The 11-digit IFSC UTIB0005677 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BALKISHANPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005677 is the IFSC of Axis Bank's BALKISHANPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005677 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Balkishanpur branch in Balkishanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005677.
Balkishanpur branch overview
Located at GROUND FLOOR,PART OF KHASRA NUMBER 37,VILLAGE BALKISHANPUR,PARGANA DARA NAGAR,TEHSIL AND DIST BIJNOR,UTTAR PRADESH, the Balkishanpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005677 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Balkishanpur |
| IFSC Code | UTIB0005677 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,PART OF KHASRA NUMBER 37,VILLAGE BALKISHANPUR,PARGANA DARA NAGAR,TEHSIL AND DIST BIJNOR,UTTAR PRADESH |
| City | Balkishanpur |
| District | Bijnor |
| State | Uttar Pradesh |
| STD Code | 1345 |
| Phone | 9045565143 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALKISHANPUR of Axis Bank — its own 11-character IFSC. The code UTIB0005677 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005677 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005677 and the account number together uniquely identify the Balkishanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005677
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005677 across all three.
How to use IFSC UTIB0005677 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BALKISHANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005677.
- Confirm the bank name auto-populates as Axis Bank and the branch as BALKISHANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005677
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BALKISHANPUR, ensure your bank's portal accepts IFSC UTIB0005677 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BALKISHANPUR (IFSC UTIB0005677)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005677 in your mobile or internet banking app, and the money is credited to the BALKISHANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005677 for Axis Bank – BALKISHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005677 | Yes – UTIB0005677 | Yes – UTIB0005677 |
For most retail customers crediting the Balkishanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005677
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BALKISHANPUR is still mapped to IFSC UTIB0005677. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005677 and the beneficiary's account number to complete the transfer.
Account types you can open at the Balkishanpur branch
Once you have an account at Axis Bank – BALKISHANPUR, the IFSC UTIB0005677 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Balkishanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1345-9045565143.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005677
Online banking and IFSC UTIB0005677
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BALKISHANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005677 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Balkishanpur branch sits at GROUND FLOOR,PART OF KHASRA NUMBER 37,VILLAGE BALKISHANPUR,PARGANA DARA NAGAR,TEHSIL AND DIST BIJNOR,UTTAR PRADESH. If you are travelling from outside Balkishanpur, search for the branch on a maps application using the bank name and locality, or call 1345-9045565143 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005677 and your account number.
Common mistakes to avoid when using IFSC UTIB0005677
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BALKISHANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005677. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Balkishanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005677 continue to work without interruption.
Verifying IFSC UTIB0005677 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005677 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1345-9045565143.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBalkishanpur Branch
GROUND FLOOR,PART OF KHASRA NUMBER 37,VILLAGE BALKISHANPUR,PARGANA DARA NAGAR,TEHSIL AND DIST BIJNOR,UTTAR PRADESH
Balkishanpur, Uttar Pradesh
Phone: 1345-9045565143
IFSC: UTIB0005677
Frequently asked questions
How do I add Axis Bank Balkishanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005677, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0005677 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005677 to send funds instantly.
Is IFSC UTIB0005677 valid for NEFT and RTGS?
Yes. IFSC UTIB0005677 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Balkishanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1345-9045565143 to confirm.
How quickly will an NEFT transfer using UTIB0005677 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Balkishanpur reflect within 30 minutes.
Is IFSC UTIB0005677 the same for all accounts at Balkishanpur branch?
Yes. The IFSC UTIB0005677 is shared by every account held at Axis Bank's Balkishanpur branch. Only the account number changes from customer to customer.
Where is Axis Bank Balkishanpur branch located?
Axis Bank's Balkishanpur branch is located at GROUND FLOOR,PART OF KHASRA NUMBER 37,VILLAGE BALKISHANPUR,PARGANA DARA NAGAR,TEHSIL AND DIST BIJNOR,UTTAR PRADESH, Balkishanpur, Uttar Pradesh.
What is the phone number of Axis Bank Balkishanpur branch?
You can reach the branch at 1345-9045565143 during regular banking hours.
Final notes
To recap: UTIB0005677 is the IFSC code of Axis Bank, BALKISHANPUR branch, in BALKISHANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
