This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BALIANTA branch in BALIANTA. The 11-digit IFSC UTIB0006466 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BALIANTA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006466 is the IFSC of Axis Bank's BALIANTA branch. The format is fixed: UTIB = bank code, 0 = reserved, 006466 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Balianta |
| IFSC Code | UTIB0006466 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD, UPPER GROUND FLOOR, BALIANTA BAZAR HANSPAL ROAD, BALIANTA, PO BALIANTA |
| City | Balianta |
| District | Khordha |
| State | Odisha |
| STD Code | 674 |
| Phone | 9437403976 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Balianta branch in Balianta, Odisha is part of this network and uses the IFSC code UTIB0006466 for all electronic settlement.
About the Balianta branch
The Balianta branch of Axis Bank is situated at AXIS BANK LTD, UPPER GROUND FLOOR, BALIANTA BAZAR HANSPAL ROAD, BALIANTA, PO BALIANTA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006466 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALIANTA of Axis Bank — its own 11-character IFSC. The code UTIB0006466 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006466 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0006466
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006466 across all three.
NEFT to Axis Bank, BALIANTA using IFSC UTIB0006466
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006466, and confirm that the system picks up Axis Bank – BALIANTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006466
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BALIANTA, ensure your bank's portal accepts IFSC UTIB0006466 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BALIANTA (IFSC UTIB0006466)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006466 in your mobile or internet banking app, and the money is credited to the BALIANTA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Balianta
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0006466:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALIANTA is still linked to IFSC UTIB0006466.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0006466
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BALIANTA is still mapped to IFSC UTIB0006466. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006466 and the beneficiary's account number to complete the transfer.
Account types you can open at the Balianta branch
Once you have an account at Axis Bank – BALIANTA, the IFSC UTIB0006466 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Balianta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 674-9437403976.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006466
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006466 and the account number together uniquely identify the Balianta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0006466
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BALIANTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006466 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BALIANTA:
- The IFSC is exactly UTIB0006466 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BALIANTA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Balianta branch
The branch is located at AXIS BANK LTD, UPPER GROUND FLOOR, BALIANTA BAZAR HANSPAL ROAD, BALIANTA, PO BALIANTA, which puts it inside Balianta, the broader Khordha district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Balianta branch” — the verified location pin for IFSC UTIB0006466 should appear at the top of the results.
- Confirm the branch is open by calling 674-9437403976 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006466 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006466 for Axis Bank – BALIANTA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Balianta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006466, however, work 24x7.
Branch address & contact
Axis BankBalianta Branch
AXIS BANK LTD, UPPER GROUND FLOOR, BALIANTA BAZAR HANSPAL ROAD, BALIANTA, PO BALIANTA
Balianta, Odisha
Phone: 674-9437403976
IFSC: UTIB0006466
Frequently asked questions
Is IFSC UTIB0006466 the same for all accounts at Balianta branch?
Yes. The IFSC UTIB0006466 is shared by every account held at Axis Bank's Balianta branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0006466 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Balianta reflect within 30 minutes.
What is the IFSC code of Axis Bank Balianta branch?
The IFSC code of Axis Bank, Balianta branch is UTIB0006466. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0006466 valid for NEFT and RTGS?
Yes. IFSC UTIB0006466 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Balianta branch?
You can reach the branch at 674-9437403976 during regular banking hours.
How do I add Axis Bank Balianta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006466, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0006466 belongs to Axis Bank's BALIANTA branch, located at AXIS BANK LTD, UPPER GROUND FLOOR, BALIANTA BAZAR HANSPAL ROAD, BALIANTA, PO… in BALIANTA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
