Below are the complete branch details for Axis Bank, SARAI AURANGABAD branch, located in BAHADURGARH, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002399. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002399 for Axis Bank – SARAI AURANGABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002399 is the IFSC of Axis Bank's SARAI AURANGABAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 002399 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sarai Aurangabad branch in Bahadurgarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002399.
Sarai Aurangabad branch overview
Located at GROUND FLOOR, KHEWAT NO. 16 MIN/10, KHATA NO. 17 MIN, VILLAGE SARAI AURANGABAD, TEHSIL BAHADURGARH, DISTRICT JHAJJAR, HARYANA, PIN 124507, the Sarai Aurangabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002399 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sarai Aurangabad |
| IFSC Code | UTIB0002399 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT NO. 16 MIN/10, KHATA NO. 17 MIN, VILLAGE SARAI AURANGABAD, TEHSIL BAHADURGARH, DISTRICT JHAJJAR, HARYANA, PIN 124507 |
| City | Bahadurgarh |
| District | Jhajjar |
| State | Haryana |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARAI AURANGABAD of Axis Bank — its own 11-character IFSC. The code UTIB0002399 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002399 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sarai Aurangabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002399 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002399
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002399 across all three.
How to use IFSC UTIB0002399 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SARAI AURANGABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002399.
- Confirm the bank name auto-populates as Axis Bank and the branch as SARAI AURANGABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002399
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SARAI AURANGABAD, ensure your bank's portal accepts IFSC UTIB0002399 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SARAI AURANGABAD, use IMPS. With IFSC UTIB0002399 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002399 for Axis Bank – SARAI AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002399 | Yes – UTIB0002399 | Yes – UTIB0002399 |
For most retail customers crediting the Sarai Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002399
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SARAI AURANGABAD is still mapped to IFSC UTIB0002399. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002399 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sarai Aurangabad branch is mapped to IFSC UTIB0002399 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002399.
Products and services
Customers walking into the Sarai Aurangabad branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002399
Online banking and IFSC UTIB0002399
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SARAI AURANGABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002399 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sarai Aurangabad branch
The branch is located at GROUND FLOOR, KHEWAT NO. 16 MIN/10, KHATA NO. 17 MIN, VILLAGE SARAI AURANGABAD, TEHSIL BAHADURGARH, DISTRICT JHAJJAR, HARYANA, PIN 124507, which puts it inside Bahadurgarh, the broader Jhajjar district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sarai Aurangabad branch” — the verified location pin for IFSC UTIB0002399 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002399 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SARAI AURANGABAD:
- The IFSC is exactly UTIB0002399 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SARAI AURANGABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sarai Aurangabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002399, however, work 24x7.
Verifying IFSC UTIB0002399 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002399 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSarai Aurangabad Branch
GROUND FLOOR, KHEWAT NO. 16 MIN/10, KHATA NO. 17 MIN, VILLAGE SARAI AURANGABAD, TEHSIL BAHADURGARH, DISTRICT JHAJJAR, HARYANA, PIN 124507
Bahadurgarh, Haryana
Phone: the branch contact number
IFSC: UTIB0002399
Frequently asked questions
Where is Axis Bank Sarai Aurangabad branch located?
Axis Bank's Sarai Aurangabad branch is located at GROUND FLOOR, KHEWAT NO. 16 MIN/10, KHATA NO. 17 MIN, VILLAGE SARAI AURANGABAD, TEHSIL BAHADURGARH, DISTRICT JHAJJAR, HARYANA, PIN 124507, Bahadurgarh, Haryana.
Is IFSC UTIB0002399 valid for NEFT and RTGS?
Yes. IFSC UTIB0002399 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Sarai Aurangabad branch?
The IFSC code of Axis Bank, Sarai Aurangabad branch is UTIB0002399. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Sarai Aurangabad branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarai Aurangabad branch but serve different purposes.
Can I use IFSC UTIB0002399 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002399 to send funds instantly.
How quickly will an NEFT transfer using UTIB0002399 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sarai Aurangabad reflect within 30 minutes.
Summary
The IFSC code UTIB0002399 belongs to Axis Bank's SARAI AURANGABAD branch, located at GROUND FLOOR, KHEWAT NO. 16 MIN/10, KHATA NO. 17 MIN, VILLAGE SARAI … in BAHADURGARH, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
