If you are searching for the IFSC code of Axis Bank, TEHSIL ROAD, BAGESHWAR branch in BAGESHWAR, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is UTIB0004442. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TEHSIL ROAD, BAGESHWAR branch, and detailed step-by-step guides for using the IFSC UTIB0004442 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004442 is the IFSC of Axis Bank's TEHSIL ROAD, BAGESHWAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004442 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Tehsil Road, Bageshwar branch in Bageshwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004442.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Tehsil Road, Bageshwar |
| IFSC Code | UTIB0004442 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHATA NO. 31,KHASRA NO. 433, 434, 464,VILLAGE MAJIYAKHET,TALLA KATYUR,WAJILA BAGESHWAR 263642 |
| City | Bageshwar |
| District | Bageshwar |
| State | Uttarakhand |
| STD Code | 5963 |
| Phone | 7500407735 |
About this branch
The branch is located at GROUND FLOOR, KHATA NO. 31,KHASRA NO. 433, 434, 464,VILLAGE MAJIYAKHET,TALLA KATYUR,WAJILA BAGESHWAR 263642. It serves the Bageshwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004442 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's TEHSIL ROAD, BAGESHWAR branch came to be assigned the code UTIB0004442.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004442, money simply cannot be routed to the TEHSIL ROAD, BAGESHWAR branch electronically.
Products and account variants supported
Every account opened at the Tehsil Road, Bageshwar branch is mapped to IFSC UTIB0004442 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004442.
Products and services
Customers walking into the Tehsil Road, Bageshwar branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004442
How to transfer money using IFSC UTIB0004442
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004442 across all three.
How to use IFSC UTIB0004442 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's TEHSIL ROAD, BAGESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004442.
- Confirm the bank name auto-populates as Axis Bank and the branch as TEHSIL ROAD, BAGESHWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TEHSIL ROAD, BAGESHWAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's TEHSIL ROAD, BAGESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004442 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – TEHSIL ROAD, BAGESHWAR, use IMPS. With IFSC UTIB0004442 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004442 for Axis Bank – TEHSIL ROAD, BAGESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004442 | Yes – UTIB0004442 | Yes – UTIB0004442 |
For most retail customers crediting the Tehsil Road, Bageshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004442
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TEHSIL ROAD, BAGESHWAR is still mapped to IFSC UTIB0004442. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004442 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Tehsil Road, Bageshwar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004442 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Tehsil Road, Bageshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004442 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0004442
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TEHSIL ROAD, BAGESHWAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004442. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Tehsil Road, Bageshwar branch
The branch is located at GROUND FLOOR, KHATA NO. 31,KHASRA NO. 433, 434, 464,VILLAGE MAJIYAKHET,TALLA KATYUR,WAJILA BAGESHWAR 263642, which puts it inside Bageshwar, the broader Bageshwar district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Tehsil Road, Bageshwar branch” — the verified location pin for IFSC UTIB0004442 should appear at the top of the results.
- Confirm the branch is open by calling 5963-7500407735 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004442 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004442 for Axis Bank – TEHSIL ROAD, BAGESHWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Tehsil Road, Bageshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004442 continue to work without interruption.
Branch address & contact
Axis BankTehsil Road, Bageshwar Branch
GROUND FLOOR, KHATA NO. 31,KHASRA NO. 433, 434, 464,VILLAGE MAJIYAKHET,TALLA KATYUR,WAJILA BAGESHWAR 263642
Bageshwar, Uttarakhand
Phone: 5963-7500407735
IFSC: UTIB0004442
Frequently asked questions
Is IFSC UTIB0004442 the same for all accounts at Tehsil Road, Bageshwar branch?
Yes. The IFSC UTIB0004442 is shared by every account held at Axis Bank's Tehsil Road, Bageshwar branch. Only the account number changes from customer to customer.
Where is Axis Bank Tehsil Road, Bageshwar branch located?
Axis Bank's Tehsil Road, Bageshwar branch is located at GROUND FLOOR, KHATA NO. 31,KHASRA NO. 433, 434, 464,VILLAGE MAJIYAKHET,TALLA KATYUR,WAJILA BAGESHWAR 263642, Bageshwar, Uttarakhand.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tehsil Road, Bageshwar branch but serve different purposes.
Is IFSC UTIB0004442 valid for NEFT and RTGS?
Yes. IFSC UTIB0004442 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Tehsil Road, Bageshwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5963-7500407735 to confirm.
Can I use IFSC UTIB0004442 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004442 to send funds instantly.
Summary
The IFSC code UTIB0004442 belongs to Axis Bank's TEHSIL ROAD, BAGESHWAR branch, located at GROUND FLOOR, KHATA NO. 31,KHASRA NO. 433, 434, 464,VILLAGE MAJIYAKHET,TALLA… in BAGESHWAR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
