If you are searching for the IFSC code of Axis Bank, BADVEL branch in BADVEL, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0004089. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BADVEL branch, and detailed step-by-step guides for using the IFSC UTIB0004089 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's BADVEL branch, the IFSC UTIB0004089 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004089 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Badvel branch in Badvel. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004089.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Badvel |
| IFSC Code | UTIB0004089 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR NO 8 3 85 MYDUKUR RD BADVEL MUNICIPALITY BADVEL KADAPA DIST 516227 |
| City | Badvel |
| District | Kadapa |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 8469318 |
About the Badvel branch
The Badvel branch of Axis Bank is situated at GR FLR NO 8 3 85 MYDUKUR RD BADVEL MUNICIPALITY BADVEL KADAPA DIST 516227. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004089 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BADVEL of Axis Bank — its own 11-character IFSC. The code UTIB0004089 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004089 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Badvel branch is mapped to IFSC UTIB0004089 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004089.
Products and services
Customers walking into the Badvel branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004089
How to transfer money using IFSC UTIB0004089
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004089 across all three.
NEFT to Axis Bank, BADVEL using IFSC UTIB0004089
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004089, and confirm that the system picks up Axis Bank – BADVEL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BADVEL
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BADVEL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004089 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BADVEL, use IMPS. With IFSC UTIB0004089 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Badvel
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004089:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BADVEL is still linked to IFSC UTIB0004089.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004089
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BADVEL is still mapped to IFSC UTIB0004089. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004089 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0004089
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BADVEL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004089 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004089 and the account number together uniquely identify the Badvel branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BADVEL:
- The IFSC is exactly UTIB0004089 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BADVEL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Badvel branch sits at GR FLR NO 8 3 85 MYDUKUR RD BADVEL MUNICIPALITY BADVEL KADAPA DIST 516227. If you are travelling from outside Badvel, search for the branch on a maps application using the bank name and locality, or call 866-8469318 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004089 and your account number.
Verifying IFSC UTIB0004089 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004089 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 866-8469318.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Badvel are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004089 continue to work without interruption.
Branch address & contact
Axis BankBadvel Branch
GR FLR NO 8 3 85 MYDUKUR RD BADVEL MUNICIPALITY BADVEL KADAPA DIST 516227
Badvel, Andhra Pradesh
Phone: 866-8469318
IFSC: UTIB0004089
Frequently asked questions
Is IFSC UTIB0004089 the same for all accounts at Badvel branch?
Yes. The IFSC UTIB0004089 is shared by every account held at Axis Bank's Badvel branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0004089 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004089 to send funds instantly.
Does Axis Bank Badvel branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 866-8469318 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badvel branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0004089 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Badvel reflect within 30 minutes.
How do I add Axis Bank Badvel as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004089, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0004089 is the IFSC code of Axis Bank, BADVEL branch, in BADVEL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
