If you are searching for the IFSC code of Axis Bank, AYOTHIAPATTINAM branch in AYODHYAPATINAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0001526. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AYOTHIAPATTINAM branch, and detailed step-by-step guides for using the IFSC UTIB0001526 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – AYOTHIAPATTINAM is UTIB0001526. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001526 map to this branch in AYODHYAPATINAM, TAMIL NADU.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ayothiapattinam branch in Ayodhyapatinam, Tamil Nadu is part of this network and uses the IFSC code UTIB0001526 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ayothiapattinam |
| IFSC Code | UTIB0001526 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD NO. 2/27, SAVADI KADU, NR. RAILWAY CROSSING, AYOTHIAPATTINAM, POST - SALEM - 636103 |
| City | Ayodhyapatinam |
| District | Salem |
| State | Tamil Nadu |
About the Ayothiapattinam branch
The Ayothiapattinam branch of Axis Bank is situated at OLD NO. 2/27, SAVADI KADU, NR. RAILWAY CROSSING, AYOTHIAPATTINAM, POST - SALEM - 636103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001526 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AYOTHIAPATTINAM of Axis Bank — its own 11-character IFSC. The code UTIB0001526 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001526 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ayothiapattinam branch is mapped to IFSC UTIB0001526 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001526.
Products and services
Customers walking into the Ayothiapattinam branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001526
How to transfer money using IFSC UTIB0001526
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001526 across all three.
How to use IFSC UTIB0001526 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's AYOTHIAPATTINAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001526.
- Confirm the bank name auto-populates as Axis Bank and the branch as AYOTHIAPATTINAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001526
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – AYOTHIAPATTINAM, ensure your bank's portal accepts IFSC UTIB0001526 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank AYOTHIAPATTINAM (IFSC UTIB0001526)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001526 in your mobile or internet banking app, and the money is credited to the AYOTHIAPATTINAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001526 for Axis Bank – AYOTHIAPATTINAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001526 | Yes – UTIB0001526 | Yes – UTIB0001526 |
For most retail customers crediting the Ayothiapattinam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001526
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AYOTHIAPATTINAM is still mapped to IFSC UTIB0001526. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001526 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0001526
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AYOTHIAPATTINAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001526 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001526 and the account number together uniquely identify the Ayothiapattinam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0001526
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – AYOTHIAPATTINAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001526. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ayothiapattinam branch
The branch is located at OLD NO. 2/27, SAVADI KADU, NR. RAILWAY CROSSING, AYOTHIAPATTINAM, POST - SALEM - 636103, which puts it inside Ayodhyapatinam, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ayothiapattinam branch” — the verified location pin for IFSC UTIB0001526 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001526 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001526 for Axis Bank – AYOTHIAPATTINAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ayothiapattinam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001526 continue to work without interruption.
Branch address & contact
Axis BankAyothiapattinam Branch
OLD NO. 2/27, SAVADI KADU, NR. RAILWAY CROSSING, AYOTHIAPATTINAM, POST - SALEM - 636103
Ayodhyapatinam, Tamil Nadu
Phone: the branch contact number
IFSC: UTIB0001526
Frequently asked questions
Can I use IFSC UTIB0001526 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001526 to send funds instantly.
How do I add Axis Bank Ayothiapattinam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001526, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Ayothiapattinam branch located?
Axis Bank's Ayothiapattinam branch is located at OLD NO. 2/27, SAVADI KADU, NR. RAILWAY CROSSING, AYOTHIAPATTINAM, POST - SALEM - 636103, Ayodhyapatinam, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ayothiapattinam branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0001526 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ayothiapattinam reflect within 30 minutes.
What is the phone number of Axis Bank Ayothiapattinam branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0001526 valid for NEFT and RTGS?
Yes. IFSC UTIB0001526 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0001526 the same for all accounts at Ayothiapattinam branch?
Yes. The IFSC UTIB0001526 is shared by every account held at Axis Bank's Ayothiapattinam branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0001526 is the IFSC code of Axis Bank, AYOTHIAPATTINAM branch, in AYODHYAPATINAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
