Below are the complete branch details for Axis Bank, RUDAULI branch, located in AYODHYA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005282. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005282 for Axis Bank – RUDAULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005282 is the IFSC of Axis Bank's RUDAULI branch. The format is fixed: UTIB = bank code, 0 = reserved, 005282 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Rudauli |
| IFSC Code | UTIB0005282 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UGF HNO 25 59, KHASRANO750 MI MOH PUREKHAN QASBASTATIONROAD PARGANA TEHSIL RUDAULI AYODHYA 224120, UP |
| City | Ayodhya |
| District | Ayodhya |
| State | Uttar Pradesh |
| STD Code | 5278 |
| Phone | 9621427786 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Rudauli branch in Ayodhya. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005282.
Rudauli branch overview
Located at UGF HNO 25 59, KHASRANO750 MI MOH PUREKHAN QASBASTATIONROAD PARGANA TEHSIL RUDAULI AYODHYA 224120, UP, the Rudauli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005282 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RUDAULI branch came to be assigned the code UTIB0005282.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005282, money simply cannot be routed to the RUDAULI branch electronically.
How to transfer money using IFSC UTIB0005282
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005282 across all three.
NEFT to Axis Bank, RUDAULI using IFSC UTIB0005282
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005282, and confirm that the system picks up Axis Bank – RUDAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005282
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – RUDAULI, ensure your bank's portal accepts IFSC UTIB0005282 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank RUDAULI (IFSC UTIB0005282)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005282 in your mobile or internet banking app, and the money is credited to the RUDAULI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005282 for Axis Bank – RUDAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005282 | Yes – UTIB0005282 | Yes – UTIB0005282 |
For most retail customers crediting the Rudauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RUDAULI branch, the IFSC UTIB0005282 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rudauli branch is mapped to IFSC UTIB0005282 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005282.
Banking services available
The Rudauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5278-9621427786.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005282
MICR & cheque-truncation details
Cheques drawn on the Rudauli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005282 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005282
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RUDAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005282 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RUDAULI:
- The IFSC is exactly UTIB0005282 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RUDAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rudauli branch
The branch is located at UGF HNO 25 59, KHASRANO750 MI MOH PUREKHAN QASBASTATIONROAD PARGANA TEHSIL RUDAULI AYODHYA 224120, UP, which puts it inside Ayodhya, the broader Ayodhya district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Rudauli branch” — the verified location pin for IFSC UTIB0005282 should appear at the top of the results.
- Confirm the branch is open by calling 5278-9621427786 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005282 and your account number.
Verifying IFSC UTIB0005282 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005282 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5278-9621427786.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rudauli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005282 continue to work without interruption.
Branch address & contact
Axis BankRudauli Branch
UGF HNO 25 59, KHASRANO750 MI MOH PUREKHAN QASBASTATIONROAD PARGANA TEHSIL RUDAULI AYODHYA 224120, UP
Ayodhya, Uttar Pradesh
Phone: 5278-9621427786
IFSC: UTIB0005282
Frequently asked questions
Is IFSC UTIB0005282 valid for NEFT and RTGS?
Yes. IFSC UTIB0005282 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Rudauli branch located?
Axis Bank's Rudauli branch is located at UGF HNO 25 59, KHASRANO750 MI MOH PUREKHAN QASBASTATIONROAD PARGANA TEHSIL RUDAULI AYODHYA 224120, UP, Ayodhya, Uttar Pradesh.
What is the IFSC code of Axis Bank Rudauli branch?
The IFSC code of Axis Bank, Rudauli branch is UTIB0005282. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Rudauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005282, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Rudauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5278-9621427786 to confirm.
How quickly will an NEFT transfer using UTIB0005282 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Rudauli reflect within 30 minutes.
Summary
The IFSC code UTIB0005282 belongs to Axis Bank's RUDAULI branch, located at UGF HNO 25 59, KHASRANO750 MI MOH PUREKHAN QASBASTATIONROAD PARGANA TEHSIL… in AYODHYA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
