If you are searching for the IFSC code of Axis Bank, ARUPPUKOTTAI branch in ARUPPUKOTTAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0002029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARUPPUKOTTAI branch, and detailed step-by-step guides for using the IFSC UTIB0002029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – ARUPPUKOTTAI is UTIB0002029. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002029 map to this branch in ARUPPUKOTTAI, TAMIL NADU.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Aruppukottai |
| IFSC Code | UTIB0002029 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 61,WEST CAR STREET, CHOKALINGAPURAM,ARUPPUKOTTAI, DIST.VIRUDHUNAGAR, TAMIL NADU,PIN 626101 |
| City | Aruppukottai |
| District | Virudhunagar |
| State | Tamil Nadu |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Aruppukottai branch — IFSC UTIB0002029 — extends the bank's services to customers in and around Aruppukottai, Tamil Nadu.
Aruppukottai branch overview
Located at NO 61,WEST CAR STREET, CHOKALINGAPURAM,ARUPPUKOTTAI, DIST.VIRUDHUNAGAR, TAMIL NADU,PIN 626101, the Aruppukottai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002029 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ARUPPUKOTTAI branch came to be assigned the code UTIB0002029.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002029, money simply cannot be routed to the ARUPPUKOTTAI branch electronically.
How to transfer money using IFSC UTIB0002029
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002029 across all three.
NEFT to Axis Bank, ARUPPUKOTTAI using IFSC UTIB0002029
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002029, and confirm that the system picks up Axis Bank – ARUPPUKOTTAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ARUPPUKOTTAI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ARUPPUKOTTAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002029 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank ARUPPUKOTTAI (IFSC UTIB0002029)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002029 in your mobile or internet banking app, and the money is credited to the ARUPPUKOTTAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Aruppukottai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002029:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARUPPUKOTTAI is still linked to IFSC UTIB0002029.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ARUPPUKOTTAI branch, the IFSC UTIB0002029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Aruppukottai branch is mapped to IFSC UTIB0002029 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002029.
Products and services
Customers walking into the Aruppukottai branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002029
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002029 and the account number together uniquely identify the Aruppukottai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Aruppukottai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002029 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ARUPPUKOTTAI:
- The IFSC is exactly UTIB0002029 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and ARUPPUKOTTAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Aruppukottai branch sits at NO 61,WEST CAR STREET, CHOKALINGAPURAM,ARUPPUKOTTAI, DIST.VIRUDHUNAGAR, TAMIL NADU,PIN 626101. If you are travelling from outside Aruppukottai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002029 and your account number.
Verifying IFSC UTIB0002029 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002029 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Aruppukottai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002029 continue to work without interruption.
Branch address & contact
Axis BankAruppukottai Branch
NO 61,WEST CAR STREET, CHOKALINGAPURAM,ARUPPUKOTTAI, DIST.VIRUDHUNAGAR, TAMIL NADU,PIN 626101
Aruppukottai, Tamil Nadu
Phone: the branch contact number
IFSC: UTIB0002029
Frequently asked questions
How quickly will an NEFT transfer using UTIB0002029 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Aruppukottai reflect within 30 minutes.
Does Axis Bank Aruppukottai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Axis Bank Aruppukottai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002029, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002029 valid for NEFT and RTGS?
Yes. IFSC UTIB0002029 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Aruppukottai branch?
The IFSC code of Axis Bank, Aruppukottai branch is UTIB0002029. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Aruppukottai branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UTIB0002029 belongs to Axis Bank's ARUPPUKOTTAI branch, located at NO 61,WEST CAR STREET, CHOKALINGAPURAM,ARUPPUKOTTAI, DIST.VIRUDHUNAGAR, TAMIL… in ARUPPUKOTTAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
