Use this page as a one-stop reference for everything related to Axis Bank's ZEROMILE ARRAH BRANCH branch in ARRAH, BIHAR. The branch's IFSC code UTIB0006086 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – ZEROMILE ARRAH BRANCH is UTIB0006086. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006086 map to this branch in ARRAH, BIHAR.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Zeromile Arrah Branch branch in Arrah, Bihar is part of this network and uses the IFSC code UTIB0006086 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Zeromile Arrah Branch |
| IFSC Code | UTIB0006086 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLR,SHREE HARI VISHNU PALACE,ARRAH ZERO MILE MAIN ROAD ,PO ANAITH,PS NAWADA ARRAH |
| City | Arrah |
| District | Bhojpur |
| State | Bihar |
| STD Code | 6182 |
| Phone | 7011615070 |
About the Zeromile Arrah Branch branch
The Zeromile Arrah Branch branch of Axis Bank is situated at UPPER GROUND FLR,SHREE HARI VISHNU PALACE,ARRAH ZERO MILE MAIN ROAD ,PO ANAITH,PS NAWADA ARRAH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006086 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ZEROMILE ARRAH BRANCH of Axis Bank — its own 11-character IFSC. The code UTIB0006086 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006086 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Zeromile Arrah Branch branch is mapped to IFSC UTIB0006086 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006086.
Banking services available
The Zeromile Arrah Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6182-7011615070.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006086
How to transfer money using IFSC UTIB0006086
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006086 across all three.
How to use IFSC UTIB0006086 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ZEROMILE ARRAH BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006086.
- Confirm the bank name auto-populates as Axis Bank and the branch as ZEROMILE ARRAH BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006086
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ZEROMILE ARRAH BRANCH, ensure your bank's portal accepts IFSC UTIB0006086 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank ZEROMILE ARRAH BRANCH (IFSC UTIB0006086)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006086 in your mobile or internet banking app, and the money is credited to the ZEROMILE ARRAH BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006086 for Axis Bank – ZEROMILE ARRAH BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006086 | Yes – UTIB0006086 | Yes – UTIB0006086 |
For most retail customers crediting the Zeromile Arrah Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006086
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – ZEROMILE ARRAH BRANCH is still mapped to IFSC UTIB0006086. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006086 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Zeromile Arrah Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006086 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006086 and the account number together uniquely identify the Zeromile Arrah Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ZEROMILE ARRAH BRANCH:
- The IFSC is exactly UTIB0006086 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and ZEROMILE ARRAH BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Zeromile Arrah Branch branch sits at UPPER GROUND FLR,SHREE HARI VISHNU PALACE,ARRAH ZERO MILE MAIN ROAD ,PO ANAITH,PS NAWADA ARRAH. If you are travelling from outside Arrah, search for the branch on a maps application using the bank name and locality, or call 6182-7011615070 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006086 and your account number.
Verifying IFSC UTIB0006086 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006086 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6182-7011615070.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Zeromile Arrah Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006086 continue to work without interruption.
Branch address & contact
Axis BankZeromile Arrah Branch Branch
UPPER GROUND FLR,SHREE HARI VISHNU PALACE,ARRAH ZERO MILE MAIN ROAD ,PO ANAITH,PS NAWADA ARRAH
Arrah, Bihar
Phone: 6182-7011615070
IFSC: UTIB0006086
Frequently asked questions
How quickly will an NEFT transfer using UTIB0006086 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Zeromile Arrah Branch reflect within 30 minutes.
What is the phone number of Axis Bank Zeromile Arrah Branch branch?
You can reach the branch at 6182-7011615070 during regular banking hours.
Can I use IFSC UTIB0006086 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006086 to send funds instantly.
Does Axis Bank Zeromile Arrah Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6182-7011615070 to confirm.
What is the IFSC code of Axis Bank Zeromile Arrah Branch branch?
The IFSC code of Axis Bank, Zeromile Arrah Branch branch is UTIB0006086. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Zeromile Arrah Branch branch but serve different purposes.
How do I add Axis Bank Zeromile Arrah Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006086, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0006086 belongs to Axis Bank's ZEROMILE ARRAH BRANCH branch, located at UPPER GROUND FLR,SHREE HARI VISHNU PALACE,ARRAH ZERO MILE MAIN ROAD ,PO… in ARRAH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
