If you are searching for the IFSC code of Axis Bank, ARANG branch in ARANG, CHANDIGARH, this page has every detail you need. The verified IFSC code for this branch is UTIB0004415. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARANG branch, and detailed step-by-step guides for using the IFSC UTIB0004415 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – ARANG is UTIB0004415. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004415 map to this branch in ARANG, CHANDIGARH.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Arang branch in Arang. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004415.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Arang |
| IFSC Code | UTIB0004415 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHRADDHA MANSION PROGRESSIVE POINT,SADAR ROAD, PO PS-ARANG,GOVT SCHOOL,DIST-RAIPUR,C.G PIN 493441 |
| City | Arang |
| District | Raipur |
| State | Chandigarh |
| STD Code | 7720 |
| Phone | 9303329637 |
Arang branch overview
Located at SHRADDHA MANSION PROGRESSIVE POINT,SADAR ROAD, PO PS-ARANG,GOVT SCHOOL,DIST-RAIPUR,C.G PIN 493441, the Arang branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004415 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARANG of Axis Bank — its own 11-character IFSC. The code UTIB0004415 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004415 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Arang branch is mapped to IFSC UTIB0004415 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004415.
Products and services
Customers walking into the Arang branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004415
How to transfer money using IFSC UTIB0004415
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004415 across all three.
How to use IFSC UTIB0004415 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ARANG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004415.
- Confirm the bank name auto-populates as Axis Bank and the branch as ARANG.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ARANG
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ARANG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004415 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank ARANG (IFSC UTIB0004415)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004415 in your mobile or internet banking app, and the money is credited to the ARANG branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Arang
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004415:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARANG is still linked to IFSC UTIB0004415.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004415
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – ARANG is still mapped to IFSC UTIB0004415. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004415 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Arang branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004415 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004415 and the account number together uniquely identify the Arang branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0004415
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ARANG, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004415. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Arang branch
The branch is located at SHRADDHA MANSION PROGRESSIVE POINT,SADAR ROAD, PO PS-ARANG,GOVT SCHOOL,DIST-RAIPUR,C.G PIN 493441, which puts it inside Arang, the broader Raipur district, and the state of Chandigarh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Arang branch” — the verified location pin for IFSC UTIB0004415 should appear at the top of the results.
- Confirm the branch is open by calling 7720-9303329637 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004415 and your account number.
Verifying IFSC UTIB0004415 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004415 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7720-9303329637.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Arang are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004415 continue to work without interruption.
Branch address & contact
Axis BankArang Branch
SHRADDHA MANSION PROGRESSIVE POINT,SADAR ROAD, PO PS-ARANG,GOVT SCHOOL,DIST-RAIPUR,C.G PIN 493441
Arang, Chandigarh
Phone: 7720-9303329637
IFSC: UTIB0004415
Frequently asked questions
Is IFSC UTIB0004415 valid for NEFT and RTGS?
Yes. IFSC UTIB0004415 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Arang as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004415, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0004415 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Arang reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Arang branch but serve different purposes.
Is IFSC UTIB0004415 the same for all accounts at Arang branch?
Yes. The IFSC UTIB0004415 is shared by every account held at Axis Bank's Arang branch. Only the account number changes from customer to customer.
Does Axis Bank Arang branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7720-9303329637 to confirm.
What is the phone number of Axis Bank Arang branch?
You can reach the branch at 7720-9303329637 during regular banking hours.
Can I use IFSC UTIB0004415 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004415 to send funds instantly.
Final notes
To recap: UTIB0004415 is the IFSC code of Axis Bank, ARANG branch, in ARANG, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
