IFSC Code of Axis Bank, The Anantapur Co Operative Town Bank Limited Branch, Andhra Pradesh

If you are searching for the IFSC code of Axis Bank, THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch in ANANTAPUR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0STACTB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch, and detailed step-by-step guides for using the IFSC UTIB0STACTB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0STACTB is the IFSC of Axis Bank's THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch. The format is fixed: UTIB = bank code, 0 = reserved, STACTB = branch identifier.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Anantapur Co Operative Town Bank Limited branch in Anantapur, Andhra Pradesh is part of this network and uses the IFSC code UTIB0STACTB for all electronic settlement.

The Anantapur Co Operative Town Bank Limited branch overview

Located at 10 446 BESIDE LIC OFFICE SUBHASH ROAD ANANTAPUR515001 ANANTAPUR DIST, the The Anantapur Co Operative Town Bank Limited branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0STACTB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch came to be assigned the code UTIB0STACTB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0STACTB, money simply cannot be routed to the THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch electronically.

How to transfer money using IFSC UTIB0STACTB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0STACTB across all three.

NEFT to Axis Bank, THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED using IFSC UTIB0STACTB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0STACTB, and confirm that the system picks up Axis Bank – THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0STACTB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED, ensure your bank's portal accepts IFSC UTIB0STACTB while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED, use IMPS. With IFSC UTIB0STACTB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Anantapur Co Operative Town Bank Limited

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0STACTB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED is still linked to IFSC UTIB0STACTB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0STACTB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED is still mapped to IFSC UTIB0STACTB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0STACTB and the beneficiary's account number to complete the transfer.

Account types you can open at the The Anantapur Co Operative Town Bank Limited branch

Once you have an account at Axis Bank – THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED, the IFSC UTIB0STACTB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Anantapur Co Operative Town Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8554-9885933528.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0STACTB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0STACTB and the account number together uniquely identify the The Anantapur Co Operative Town Bank Limited branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UTIB0STACTB

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0STACTB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC UTIB0STACTB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0STACTB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Anantapur Co Operative Town Bank Limited branch

The branch is located at 10 446 BESIDE LIC OFFICE SUBHASH ROAD ANANTAPUR515001 ANANTAPUR DIST, which puts it inside Anantapur, the broader Anantapur district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank The Anantapur Co Operative Town Bank Limited branch” — the verified location pin for IFSC UTIB0STACTB should appear at the top of the results.
2. Confirm the branch is open by calling 8554-9885933528 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0STACTB and your account number.

Verifying IFSC UTIB0STACTB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0STACTB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8554-9885933528.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Anantapur Co Operative Town Bank Limited are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0STACTB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0STACTB is the IFSC code of Axis Bank, THE ANANTAPUR CO OPERATIVE TOWN BANK LIMITED branch, in ANANTAPUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.