Below are the complete branch details for Axis Bank, ANANDAPUR branch, located in ANANDAPUR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003471. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003471 for Axis Bank – ANANDAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – ANANDAPUR is UTIB0003471. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003471 map to this branch in ANANDAPUR, ODISHA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Anandapur |
| IFSC Code | UTIB0003471 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHATA NO 46 212 PLOT NO 74 GHASIPURA MKT RD NR BOI ANANDAPUR PIN 758015 |
| City | Anandapur |
| District | Keonjhar |
| State | Odisha |
| STD Code | 6731 |
| Phone | 220005 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anandapur branch in Anandapur, Odisha is part of this network and uses the IFSC code UTIB0003471 for all electronic settlement.
Anandapur branch overview
Located at KHATA NO 46 212 PLOT NO 74 GHASIPURA MKT RD NR BOI ANANDAPUR PIN 758015, the Anandapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003471 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ANANDAPUR branch came to be assigned the code UTIB0003471.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003471, money simply cannot be routed to the ANANDAPUR branch electronically.
How to transfer money using IFSC UTIB0003471
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003471 across all three.
How to use IFSC UTIB0003471 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ANANDAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003471.
- Confirm the bank name auto-populates as Axis Bank and the branch as ANANDAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0003471
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ANANDAPUR, ensure your bank's portal accepts IFSC UTIB0003471 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – ANANDAPUR, use IMPS. With IFSC UTIB0003471 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003471 for Axis Bank – ANANDAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003471 | Yes – UTIB0003471 | Yes – UTIB0003471 |
For most retail customers crediting the Anandapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ANANDAPUR branch, the IFSC UTIB0003471 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Anandapur branch is mapped to IFSC UTIB0003471 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003471.
Banking services available
The Anandapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6731-220005.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003471
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003471 and the account number together uniquely identify the Anandapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Anandapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003471 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0003471
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ANANDAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003471. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Anandapur branch sits at KHATA NO 46 212 PLOT NO 74 GHASIPURA MKT RD NR BOI ANANDAPUR PIN 758015. If you are travelling from outside Anandapur, search for the branch on a maps application using the bank name and locality, or call 6731-220005 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003471 and your account number.
Verifying IFSC UTIB0003471 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003471 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6731-220005.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Anandapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003471 continue to work without interruption.
Branch address & contact
Axis BankAnandapur Branch
KHATA NO 46 212 PLOT NO 74 GHASIPURA MKT RD NR BOI ANANDAPUR PIN 758015
Anandapur, Odisha
Phone: 6731-220005
IFSC: UTIB0003471
Frequently asked questions
Is IFSC UTIB0003471 valid for NEFT and RTGS?
Yes. IFSC UTIB0003471 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anandapur branch but serve different purposes.
Where is Axis Bank Anandapur branch located?
Axis Bank's Anandapur branch is located at KHATA NO 46 212 PLOT NO 74 GHASIPURA MKT RD NR BOI ANANDAPUR PIN 758015, Anandapur, Odisha.
What is the phone number of Axis Bank Anandapur branch?
You can reach the branch at 6731-220005 during regular banking hours.
How quickly will an NEFT transfer using UTIB0003471 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Anandapur reflect within 30 minutes.
Does Axis Bank Anandapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6731-220005 to confirm.
Is IFSC UTIB0003471 the same for all accounts at Anandapur branch?
Yes. The IFSC UTIB0003471 is shared by every account held at Axis Bank's Anandapur branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0003471 is the IFSC code of Axis Bank, ANANDAPUR branch, in ANANDAPUR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
