IFSC Code of Axis Bank, Golden Temple Amritsar Branch, Punjab

Below are the complete branch details for Axis Bank, GOLDEN TEMPLE AMRITSAR branch, located in AMRITSAR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006471. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006471 for Axis Bank – GOLDEN TEMPLE AMRITSAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0006471 is the IFSC of Axis Bank's GOLDEN TEMPLE AMRITSAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 006471 = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Golden Temple Amritsar branch in Amritsar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006471.

Branch details at a glance

About the Golden Temple Amritsar branch

The Golden Temple Amritsar branch of Axis Bank is situated at FIRST AND GROUND FLOOR, SHOP NO 1105, 2 997 998, 2 13 OLD, KATRA AHLUWALIA, GHANTA GHAR CHOWK, URBAN 1, AMRITSAR, DISTRICT AND TEHSIL AMRITSAR, PUNJAB 143006 GOLDEN TEMPLE SO 143006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006471 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GOLDEN TEMPLE AMRITSAR branch came to be assigned the code UTIB0006471.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006471, money simply cannot be routed to the GOLDEN TEMPLE AMRITSAR branch electronically.

Products and account variants supported

Every account opened at the Golden Temple Amritsar branch is mapped to IFSC UTIB0006471 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0006471.

Products and services

Customers walking into the Golden Temple Amritsar branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0006471

How to transfer money using IFSC UTIB0006471

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006471 across all three.

How to use IFSC UTIB0006471 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's GOLDEN TEMPLE AMRITSAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0006471.
4. Confirm the bank name auto-populates as Axis Bank and the branch as GOLDEN TEMPLE AMRITSAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GOLDEN TEMPLE AMRITSAR

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GOLDEN TEMPLE AMRITSAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006471 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank GOLDEN TEMPLE AMRITSAR (IFSC UTIB0006471)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006471 in your mobile or internet banking app, and the money is credited to the GOLDEN TEMPLE AMRITSAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0006471 for Axis Bank – GOLDEN TEMPLE AMRITSAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Golden Temple Amritsar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GOLDEN TEMPLE AMRITSAR branch, the IFSC UTIB0006471 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Golden Temple Amritsar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006471 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006471 and the account number together uniquely identify the Golden Temple Amritsar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GOLDEN TEMPLE AMRITSAR:

• The IFSC is exactly UTIB0006471 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and GOLDEN TEMPLE AMRITSAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Golden Temple Amritsar branch

The branch is located at FIRST AND GROUND FLOOR, SHOP NO 1105, 2 997 998, 2 13 OLD, KATRA AHLUWALIA, GHANTA GHAR CHOWK, URBAN 1, AMRITSAR, DISTRICT AND TEHSIL AMRITSAR, PUNJAB 143006 GOLDEN TEMPLE SO 143006, which puts it inside Amritsar, the broader Amritsar district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Golden Temple Amritsar branch” — the verified location pin for IFSC UTIB0006471 should appear at the top of the results.
2. Confirm the branch is open by calling 183-9814821210 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006471 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0006471 for Axis Bank – GOLDEN TEMPLE AMRITSAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Golden Temple Amritsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006471, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0006471 is the IFSC code of Axis Bank, GOLDEN TEMPLE AMRITSAR branch, in AMRITSAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.