IFSC Code of Axis Bank, Ambikapur C G Branch, Chandigarh

Below are the complete branch details for Axis Bank, AMBIKAPUR C G branch, located in AMBIKAPUR, CHANDIGARH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SJSA01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SJSA01 for Axis Bank – AMBIKAPUR C G — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – AMBIKAPUR C G is UTIB0SJSA01. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SJSA01 map to this branch in AMBIKAPUR, CHANDIGARH.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambikapur C G branch — IFSC UTIB0SJSA01 — extends the bank's services to customers in and around Ambikapur, Chandigarh.

Branch details at a glance

About the Ambikapur C G branch

The Ambikapur C G branch of Axis Bank is situated at DEVGANJ ROAD,AMBIKAPUR,CHHATTISGARH 497001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SJSA01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AMBIKAPUR C G branch came to be assigned the code UTIB0SJSA01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SJSA01, money simply cannot be routed to the AMBIKAPUR C G branch electronically.

Account types you can open at the Ambikapur C G branch

Once you have an account at Axis Bank – AMBIKAPUR C G, the IFSC UTIB0SJSA01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ambikapur C G branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SJSA01

How to transfer money using IFSC UTIB0SJSA01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SJSA01 across all three.

NEFT to Axis Bank, AMBIKAPUR C G using IFSC UTIB0SJSA01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SJSA01, and confirm that the system picks up Axis Bank – AMBIKAPUR C G. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AMBIKAPUR C G

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AMBIKAPUR C G branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SJSA01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – AMBIKAPUR C G, use IMPS. With IFSC UTIB0SJSA01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SJSA01 for Axis Bank – AMBIKAPUR C G, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ambikapur C G branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SJSA01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AMBIKAPUR C G is still mapped to IFSC UTIB0SJSA01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SJSA01 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UTIB0SJSA01

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AMBIKAPUR C G branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SJSA01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SJSA01 and the account number together uniquely identify the Ambikapur C G branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AMBIKAPUR C G:

• The IFSC is exactly UTIB0SJSA01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and AMBIKAPUR C G as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ambikapur C G branch

The branch is located at DEVGANJ ROAD,AMBIKAPUR,CHHATTISGARH 497001, which puts it inside Ambikapur, the broader Surguja district, and the state of Chandigarh. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Ambikapur C G branch” — the verified location pin for IFSC UTIB0SJSA01 should appear at the top of the results.
2. Confirm the branch is open by calling 7774-222222 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SJSA01 and your account number.

Verifying IFSC UTIB0SJSA01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SJSA01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7774-222222.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ambikapur C G branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SJSA01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SJSA01 is the IFSC code of Axis Bank, AMBIKAPUR C G branch, in AMBIKAPUR, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.