This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, TIMBER MARKET AMBALA branch in AMBALA. The 11-digit IFSC UTIB0004814 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the TIMBER MARKET AMBALA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – TIMBER MARKET AMBALA is UTIB0004814. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004814 map to this branch in AMBALA, HARYANA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Timber Market Ambala branch in Ambala, Haryana is part of this network and uses the IFSC code UTIB0004814 for all electronic settlement.
About the Timber Market Ambala branch
The Timber Market Ambala branch of Axis Bank is situated at UPPER GROUND FLOOR, KALI BARI CHOWK, CROSS ROAD NO 2, TIMBER MARKET, AMBALA CANTT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004814 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Timber Market Ambala |
| IFSC Code | UTIB0004814 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, KALI BARI CHOWK, CROSS ROAD NO 2, TIMBER MARKET, AMBALA CANTT |
| City | Ambala |
| District | Ambala |
| State | Haryana |
| STD Code | 171 |
| Phone | 9671918100 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIMBER MARKET AMBALA of Axis Bank — its own 11-character IFSC. The code UTIB0004814 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004814 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004814 and the account number together uniquely identify the Timber Market Ambala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004814
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004814 across all three.
How to use IFSC UTIB0004814 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's TIMBER MARKET AMBALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004814.
- Confirm the bank name auto-populates as Axis Bank and the branch as TIMBER MARKET AMBALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004814
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – TIMBER MARKET AMBALA, ensure your bank's portal accepts IFSC UTIB0004814 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – TIMBER MARKET AMBALA, use IMPS. With IFSC UTIB0004814 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Timber Market Ambala
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004814:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TIMBER MARKET AMBALA is still linked to IFSC UTIB0004814.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004814
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TIMBER MARKET AMBALA is still mapped to IFSC UTIB0004814. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004814 and the beneficiary's account number to complete the transfer.
Account types you can open at the Timber Market Ambala branch
Once you have an account at Axis Bank – TIMBER MARKET AMBALA, the IFSC UTIB0004814 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Timber Market Ambala branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004814
Online banking and IFSC UTIB0004814
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TIMBER MARKET AMBALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004814 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Timber Market Ambala branch
The branch is located at UPPER GROUND FLOOR, KALI BARI CHOWK, CROSS ROAD NO 2, TIMBER MARKET, AMBALA CANTT, which puts it inside Ambala, the broader Ambala district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Timber Market Ambala branch” — the verified location pin for IFSC UTIB0004814 should appear at the top of the results.
- Confirm the branch is open by calling 171-9671918100 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004814 and your account number.
Common mistakes to avoid when using IFSC UTIB0004814
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TIMBER MARKET AMBALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004814. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Timber Market Ambala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004814, however, work 24x7.
Verifying IFSC UTIB0004814 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004814 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 171-9671918100.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankTimber Market Ambala Branch
UPPER GROUND FLOOR, KALI BARI CHOWK, CROSS ROAD NO 2, TIMBER MARKET, AMBALA CANTT
Ambala, Haryana
Phone: 171-9671918100
IFSC: UTIB0004814
Frequently asked questions
How do I add Axis Bank Timber Market Ambala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004814, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Timber Market Ambala branch?
The IFSC code of Axis Bank, Timber Market Ambala branch is UTIB0004814. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0004814 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004814 to send funds instantly.
Is IFSC UTIB0004814 valid for NEFT and RTGS?
Yes. IFSC UTIB0004814 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004814 the same for all accounts at Timber Market Ambala branch?
Yes. The IFSC UTIB0004814 is shared by every account held at Axis Bank's Timber Market Ambala branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0004814 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Timber Market Ambala reflect within 30 minutes.
What is the phone number of Axis Bank Timber Market Ambala branch?
You can reach the branch at 171-9671918100 during regular banking hours.
Where is Axis Bank Timber Market Ambala branch located?
Axis Bank's Timber Market Ambala branch is located at UPPER GROUND FLOOR, KALI BARI CHOWK, CROSS ROAD NO 2, TIMBER MARKET, AMBALA CANTT, Ambala, Haryana.
Final notes
To recap: UTIB0004814 is the IFSC code of Axis Bank, TIMBER MARKET AMBALA branch, in AMBALA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
